Title:

Money Work$: Working Toward a Better Financial Future

Descriptors:

Banking, budgeting, consumer issues, credit management, personal finance basics, record keeping, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

Money Work$ is a complete financial education program tailored to meet unique learning needs of very low, low and moderate income audiences in basic money management, including: financial goal setting, selecting a banking or credit union account, tracking expenses, creating a spending plan, managing a checking/share draft account, and more.

Title:

All About Banking

Descriptors:

Banking, investing, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

An overview of products and services offered by a typical financial institution. Topics include savings accounts, checking accounts, loans, safe deposit boxes, and ATMs. Publication also highlights FDIC insurance, the history of banking and the development of money.

Title:

Guide to Securing Your Financial Future
"The First Step Toward Solving Your Financial Puzzle"

Descriptors:

Banking, budgeting, credit management, estate planning, homeownership, insurance, investing, record keeping, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

This educational book helps to learn the basics of personal financial investing and helps to develop an action plan that incorporates savings goals. The guide is divided into several 'Stops' which the reader works through to develop a good working knowledge of finance which will empower him/her to make better financial choices.

Title:

Guide to Money Management Skills For The Unemployed

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

This guide book teaches individuals how to cope with living on a reduced income. The reader is encouraged to track expenses to develop a realistic spending plan and savings goal, how to talk with creditors, how to handle unemployment benefits, and 401(k) monies, and other issues.

Title:

Targeting Success
Making your career and financial dream come true - Student Portfolio

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals, other: job search

Language(s):

English

Abstract:

This is the 65-page student portfolio/workbook, which accompanies the "Targeting Success" CD-ROM training program. It provides worksheets and an organized place to store the printed documents from the program in a neat, orderly fashion with four pockets and divided according to lessons.

Title:

Your Personal Guide to Loans and Credit

Descriptors:

Banking, budgeting, credit management, record keeping, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

Topics include a self-evaluation of credit worthiness, how to establish and maintain good credit, understanding loan principles, evaluating loan needs, setting up a monthly budget, amortizing a loan and the step-by-step process of applying for a loan. Important tips are provided for the proper use of credit cards and how to use them safely.

Title:

Your Checking Account

Descriptors:

Banking, budgeting, record keeping, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

An instructional kit designed to develop the skills needed to maintain a personal checking account. Students first learn about checking basics and then actually write checks, make deposits, and reconcile their accounts using the forms provided with each kit. The materials are available in both an English and Spanish version.

Title:

Targeting Success
Making your career and financial dream come true

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, retirement planning, saving, taxes, working with financial institutions and professionals, other: job search

Language(s):

English

Abstract:

"Targeting Success" is a multi-media program with fully narrated lessons allowing individuals of all educational backgrounds the ability to create a personal portfolio that includes career and financial goals, a professional resume, a strategy for attacking the job search process, a personal budget, and a savings and investment plan. A student portfolio is available separately. 

Title:

A Prescription for Financial Wellne$$

Descriptors:

Banking, budgeting, consumer issues, credit management, estate planning, insurance, investing, personal finance basics, record keeping, retirement planning, risk management, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

This financial education program helps clients assess their "fiscal" health. Through interactive classes and homework assignments in record organization, saving, investing, credit, insurance, budgeting and cash management, retirement and estate planning, participants will learn to plan, save, and make other prudent financial decisions. The entire program is designed to be a four-week, in-depth series (2-3 hours each) with fact sheets, worksheets, exercises and activities available for use. Each module can stand alone as a 1 to 1 1/2 hour program. A post-test to compare to the pre-test will help participants determine what they have learned.

Title:

Money Talk: A Financial Guide for Women

Descriptors:

Budgeting, credit management, estate planning, insurance, investing, record keeping, retirement planning, risk management, saving, taxes, working with financial institutions and professionals, other: relationship to money, money values and goals

Language(s):

English

Abstract:

Money Talk: A Financial Guide for Women is a five-part Cooperative Extension System home study course (192 pages) that includes dozens of worksheets for personal financial analyses. Topics covered include 'Financial Planning Basics', 'Insurance Basics', 'Investing Basics', ‘Investing for Retirement', and 'Planning for Future Life Events'.

Title:

Buying Your First Home-There's No Place Like Home

Descriptors:

Homeownership, investing, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

The most expensive and complicated purchase most of us will make is to buy a house. This pamphlet includes discussion of buying vs. renting; how to determine affordability; explains financing and the role of agents.

Title:

Choosing a Credit Card-A Basic Guide for Smart Shoppers

Descriptors:

Budgeting, credit management, investing, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

A basic guide for smart shoppers. Many people don't know the basic "facts of life" when it comes to using credit or choosing bank cards. This practical pamphlet shows you how to get credit and use it wisely and how to avoid the common pitfalls that can tu turn this valuable tool into a painful trap.

Title:

Deals on Wheels-Getting Your Best Buy

Descriptors:

Automobile, budgeting, investing, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

This pamphlet helps first-time (as well as experienced) auto buyers examine their options: Which make and model? New or used? Buy or lease? Cash or loan? Dealer-financed or bank loan? And what about insurance?

Title:

Money Smarts- How to Make Your Money Go ?Where You Want it to Go!

Descriptors:

Budgeting, investing, overall financial planning, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

For many of us, 'being on a budget' sounds about as attractive as 'going on a diet'. This pamphlet helps readers find out where their money is going, quantify where they want it to go, and suggests how to trim the 'excess fat' so that their financial figures look more attractive.

Title:

Taking Charge-An Introduction to Using Credit...Wisely

Descriptors:

Budgeting, credit management, overall financial planning, risk management, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

This pamphlet provides essential information on building and maintaining creditworthiness; choosing bank cards; borrowing wisely; plus practical advice for dealing with minor credit problems before they become big ones.

Title:

Your Credit Report-Checking the Record and Keeping It Straight

Descriptors:

Budgeting, working with financial institutions and professionals

Language(s):

English

Abstract:

Most Americans don't realize their credit biography exists - much less know what's in it. This pamphlet explains how to obtain and review your credit file, how to correct errors that can determine whether, and on what terms, you can get credit.

Title:

Get the Buzz on Biz

Descriptors:

Budgeting, entrepreneur, personal finance basics, risk management, working with financial institutions and professionals, results in participant preparing a business plan

Language(s):

English, Spanish

Abstract:

This program was conceived, designed, and written with enterprising youth in mind. The text was designed to compliment class work and serve as a reference book as young entrepreneurs start and grow businesses. This 16-module course can be taught in a variety of configurations including, traditional classroom, after school, and camp settings. The program features participant's textbook and workbook, as well as, a complete and fully integrated Instructor's / Program Manager's Implementation Manual.

Title:

Business Plan Basics

Descriptors:

Budgeting, entrepreneur, personal finance basics, risk management, working with financial institutions and professionals, results in participant preparing a business plan

Language(s):

English, Spanish

Abstract:

This program's goal is to explore the participant's ability to achieve self-sufficiency through self-employment. This 15-session course can be taught in a variety of configuarations to achieve the objectives of the training organization. The program features textbook, workbook, a participant's resource guide, as well as, a complete and fully integrated Instructor's Manual.

Title:

Building Community Wealth through Individual Access to Credit and Banking Services

Descriptors:

Budgeting, homeownership, investing, personal finance basics, risk management, saving, working with financial institutions and professionals, overall financial planning

Language(s):

English, Spanish

Abstract:

This multi-modular curriculum is compiled of a variety of budgeting and personal finance activities and resources. The curriculum is designed for a train-the-trainer workshop conducted by NCRC's Financial Education Staff. The modules are designed to stand alone or as part of a series.

Title:

Credit When Credit is Due

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, risk management, saving, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This national, standardized 12-lesson, 300-page education program is designed to help individuals gain basic understanding of money issues and responsibilities involving credit. A test is taken following each session, the facilitator/teacher signs off on each test that is passed. A certificate is awarded following the successful completion of the course.

Title:

The Secrets to Good Credit and Debt Reduction—A Consumer Self-Help Guide

Descriptors:

Budgeting, credit management, homeownership, working with financial institutions and professionals

Language(s):

English

Abstract:

This 104-page practical, comprehensive guide is perfect for counseling, classrooms or self-study. There are 15 topics in short, easy to read chapters, each divided into four parts: Part I Understanding Credit, Part II Establishing a Good Credit Rating, Part III Getting Out of Debt, Part IV Credit and Purchasing a Home.

Title:

Finding the Right Financial and Legal Advisors for You

Descriptors:

Working with financial institutions and professionals

Language(s):

English

Abstract:

When you hire a professional advisor, their advice can easily have a tremendous effect on your assets, your family, and your lifestyle. Learn how to ask the right questions, screen and interview advisors, check references, evaluate the professional, and file complaints. This is an easy to use, step-by-step workbook.

Title:

Building Native Communities: Financial Skills for Families

Descriptors:

Budgeting, homeownership, insurance, investing, personal finance basics, saving, taxes, work with financial institutions and professionals

Language(s):

English

Abstract:

Financial skills curriculum for Native communities in America that includes material developed to give Native people a firm foundation in financial literacy. This culturally aware training provides the assistance to make good financial decisions.

Title:

Economic Literacy Education

Descriptors:

Budgeting, homeownership, investing, personal finance basics, saving, taxes, work with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

Economic Literacy Education was developed for the Individual Development Account Program of EOA of Washington County. This IDA program serves low income families (income of 185% poverty or below) and provides them with economic education and matched savings so they can acquire long-term financial assets.

Title:

Taking the Scare Out of Auto Repair

Descriptors:

Automobile, Budgeting, Risk Management

Language(s):

English

Abstract:

Offers tips to help consumers choose a repair shop and technician; explains repair charges and industry terms, and how to trouble-shoot repair problems.

Title:

Money and Assets: A Guide to Financial and Economic Empowerment

Descriptors:

Budgeting, saving, investing, risk management, working with financial institutions and professionals, taxes, homeownership, entrepreneur, personal finance basics

Language(s):

English

Abstract:

This guide is used by groups interested in learning more about economic self-sufficiency and financial planning. It is based on the economic component of the Women's Self-Employment Project's Individual Development Account (IDA) program.

Title:

Making Every Dollar Count

Descriptors:

Budgeting, working with financial institutions and professionals, personal finance basics

Language(s):

English, Spanish

Abstract:

Making Every Dollar Count is a five-lesson curriculum (bill paying, can't pay cash, stretch your dollars, banking, checking) developed to help individuals reach self-sufficiency by teaching them, with hands-on activities, the basics of successful money management. The visuals and handouts are in English and Spanish

Title:

Dollar $ense: An Economic Literacy Curriculum for Individual Development Account Programs: Eight Steps Toward Economic Independence through Asset Ownership

Descriptors:

Budgeting, saving and investing, risk management, working with financial institutions and professionals, taxes, home-ownership, personal finance basics, credit management

Language(s):

English

Abstract:

Dollar $ense financial literacy education provides participants with "hard " information" definitions, facts, theories and skills related to money management and is offered in the context of long-term asset-building. The series of eight workshops offered monthly creates a positive learning environment where participants also understand the behavioral elements that affect their financial decision making. Designed for use by non-profits and financial institutions engaged in Individual Development Account (IDA) programs. Adaptable to other asset building programs.

Title:

All My Money

Descriptors:

Budgeting, banking, working with financial institutions and professionals, credit management, consumer issues, personal finance basics

Language(s):

English, Spanish

Abstract:

This innovative, hands-on curriculum emphasizes money management skills necessary for people with limited financial resources. It is a train-the-trainer program for staff and volunteers in community agencies and social service organizations. Each of the eight lessons is designed to stand alone or be taught as part of the series. Learning activities, worksheets, and handout masters for classroom teaching are provided.

Title:

Credit and Your Consumer Rights

Descriptors:

Working with financial institutions and professionals, consumer issues

Language(s):

English

Abstract:

Brief explanation of your consumer rights under the Fair Credit Reporting Act, the Equal Credit Opportunity Act, the Fair Credit Billing Act, the Electronic Fund Transfer Act, and the Fair Debt Collection Practices Act. Tips for solving credit problems

Title:

Vehicle Repossession

Descriptors:

Automobile, consumer issues, working with financial institutions and professionals

Language(s):

English

Abstract:

Discusses your creditor's rights in seizing and reselling of your car for nonpayment, and explains deficiency"the difference between what you owe on your loan and what your creditor gets for reselling your car.

Knowing and Understanding Your Credit

Credit management, budgeting, working with financial institutions and professionals, home ownership, consumer issues, saving, investing

Language(s):

English, Spanish, Chinese, Korean, Vietnamese

Abstract:

Developed in collaboration with The National Endowment for Financial Education—this guide helps consumers understand what credit is, learn how to establish good credit, repair credit problems, and learn how to take control of their credit as the first step in the home-buying process.

Title:

Helping People in Your community Understand Basic Financial Services

Descriptors:

Banking, consumer issues, working with financial institutions and professionals, personal finance basics

Language(s):

English, Spanish

Abstract:

Comprehensive educator's guide covers the topics of working with collaborators and partnerships, planning the educational program, delivering the educational program (best practices guidelines), resources and contact information, consumer protection laws, and consumer worksheets. The Fact Sheet series includes information on direct deposit, choosing a financial institution, choosing a deposit account, using deposit accounts (including how to balance a checkbook), ATMs, debit cards, understanding electronic products and services (2000 edition) and managing an electronic account (2000 edition).

Title:

Descriptors:

Language(s):

English, Spanish

Abstract:

Title:

Descriptors:

Language(s):

English, Spanish

Abstract:

Title:

Personal Financial Choices: Setting a New Course
Chapter 7 Resource Kit

Descriptors:

Budgeting, credit management, debtor education re: bankruptcy, personal finance basics, record keeping, risk management, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

Debtor education provides people who have filed bankruptcy the opportunity to acquire money management skills that will help them avoid a repeat financial failure in the future. This kit is flexible, so a trustee can adapt it to his/her own client base, location, and resource availability parameters. The kit includes 3 videos: "The Basics of Chapter 7 Bankruptcy," containing basic information on bankruptcy options and the bankruptcy process; "The Basics of Money Management" (with a sample self-study guide), which illustrates key concepts including identifying the difference between wants and needs, setting personal priorities and financial goals, developing a plan to reach those goals, and constructing a budget that will serve as the tool to achieve success; and "Teaching Chapter 7 Legal and Administrative," which helps Chapter 7 Trustees and bankruptcy professionals identify ways to integrate debtor education into their bankruptcy practices.

Title:

Dollar Works: The ABCs of Economic Literacy

Descriptors:

Banking, budgeting, credit management, decision making, investing, personal finance basics, problem solving, record keeping, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This curriculum for agency staff and trained volunteers helps newly employed individuals learn to manage their financial resources. The four parts, which may be tailored independently, cover decision making, money management, paychecks and bank accounts, and credit and debt management. Teaching guidelines, fact sheets, and copy-ready handouts are included.

Title:

Your Money & Your Life
A Financial Education Curriculum for Limited-Resource Audiences

Descriptors:

Advantages of using mainstream financial institutions, debt management, avoiding money traps (including high-interest loans), job benefits, investing, public benefits (including effect of assets on eligibility for means-tested programs), taxes (including earned income credit, child credit, child care credit)

Language(s):

English (handouts, but not instructor manual, also in Spanish)

Abstract:

University of Illinois Extension collaborated with Illinois's Financial Links for Low-Income People coalition to develop this companion to Extension's "All My Money" curriculum to further meet the financial education needs of persons transitioning from welfare to work and other limited resource people. The result of this collaboration is "Your Money & Your Life". The eight lessons cover: 1) Managing Debt, 2) Avoiding Money Traps, 3) Using Financial Institutions, 4) Choosing Insurance, 5) Learning About Job Benefits, 6) Making Money With Money, 7) Taking Advantage of Public Benefits, and 8) Understanding Taxes.

Title:

The ABCs of Personal Finance - Module I
A Consumers Guide For Money Management

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, record keeping, saving, taxes

Language(s):

English, Spanish

Abstract:

The ABCs of Personal Finance is delivered in two modules. The Financial Fitness Program is designed to give the reader/student the skills necessary to make wise financial decisions. Module I addresses the basic financial and consumer skills needed to prepare for home ownership, and provides the foundation for the more advanced material presented in Module II.

Title:

The ABCs of Personal Finance - Module II
Managing Your Way to Financial Success

Descriptors:

Banking, estate planning, investing, personal finance basics, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

The ABCs of Personal Finance is delivered in two modules. Building on the basics of sound money management studied in Module I, Module II introduces three basic concepts and shows the student how to prepare for their financial security. 1) Understanding how money works, 2) Learning about investment strategies, 3) Knowing and applying the principles of financial planning.

Title:

Building Blocks for Financial Success

Descriptors:

Banking, budgeting, credit management, entrepreneur, financing education, homeownership, insurance, investing, personal finance basics, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, limited information in Spanish

Abstract:

WORC's online interactive Building Blocks distance learning curriculum provides training and counseling online. Program participants will be able to enroll, set goals and take basic financial courses online.

Title:

Building a Better Future: A Financial Education Program for English as a Second Language Classes

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

The "Building a Better Future Financial Education Program" can be used to help newly arrived immigrants understand the financial system in the United States and to feel more comfortable using financial institutions and planning their financial future. The curriculum includes teacher and student manuals in both English and Spanish. The Spanish and ESL versions include six units on the following topics: 1) How to use a financial institution. 2) How to increase my savings and write a budget. 3) How to use credit. 4) How to buy a car. 5) How to buy a house. 6) Introduction to taxes.

Title:

Saving Ourselves

Descriptors:

Budgeting, credit management, insurance, investing, personal finance basics, record keeping, risk management, saving, taxes, working with financial institutions and professionals, other: communicating about money, setting goals, saving for a tangible asset

Language(s):

English

Abstract:

"Saving Ourselves" modules are designed for flexible use, both as a series and to stand alone. Each of the five modules take approximately two hours to present. In series they should be used from two weeks to a month apart to allow time for the participants to work with the materials at home. The materials are best used with groups of 5-20 participants who are saving for an identified asset goal. When using "Saving Ourselves" as a "saving program" curriculum, facilitators should include an orientation session or opportunity that precedes the series for participants to open a dedicated savings account. Much of the material in "Saving Ourselves" is process oriented, that is, it is geared toward moving participants from where they are to where they want to be. Facilitators should add information that is appropriate to their geographic or target population.

Title:

Personal Finance: A simulation of managing financial activities in everyday life

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, retirement planning, taxes, working with financial institutions and professionals, other: job application

Language(s):

English

Abstract:

"Personal Finance" is a simulation where participant teams make financial decisions from their first paycheck through their retirement. The goal of this standards-based unit is to make participants "money smart". Participants apply for jobs, compute paychecks, choose benefit packages, buy cars and houses, manage expenses, plan for retirement, and compute net worth.

Title:

Smart Money Management

Descriptors:

Budgeting, credit management, personal finance basics, record keeping, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

Developed to help persons with addictive behaviors who have chosen 12-step type programs to facilitate their recovery, the "Smart Money Management" Trainer's Manual and Client Workbook present personal financial management in the context of the twelve steps with sensitivity to the issues faced by those recovering from addiction.

Title:

Make Your Move...A Guide to Home Ownership

Descriptors:

Budgeting, credit management, homeownership, personal finance basics, record keeping, risk management, working with financial institutions and professionals, other: predatory lending

Language(s):

English

Abstract:

"Make Your Move" is a comprehensive national, standardized homebuyer's education program that meets HUD and Fannie Mae guidelines. Written at the eight-grade level, the course includes pre- and post-education exams and explains underwriting guidelines and the reasons behind them. This course is designed for both self-study and classroom instruction.

Title:

Hands on Banking / El futuro en tus manos
Money skills you need for life

Descriptors:

Automobile, banking, budgeting, credit management, entrepreneur, homeownership, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

"Hands on Banking"/"El Futuro En Tus Manos" features instruction in English and Spanish for users from 4th grade through adults. Topics include: budgeting, savings and checking accounts, credit, investing, homeownership, and starting a small business. Curriculum for school-age students meets or exceeds national education standards for math, literacy, and economics. The teacher's guide is designed to be used alone or as an adjunct to the online/CD-ROM program. The program includes teacher's guides for the four age groups, tips, tools, and dictionary.

Title:

Out of Hock & Out of Debt

Descriptors:

Credit management, debt management and reduction, record keeping, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

"Not too long ago, the American Dream was to own a home, a new car, and to send the kids off to college. Today, for a lot of people, the American Dream is to get out of debt."  This booklet provides a fresh perspective into "the economy, credit, and thegood life". Topics covered include: credit management, controlling debt, getting out of debt, and the untold affects of bankruptcy.

Title:

Four Cornerstones of Financial Literacy

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

The Four Cornerstones curriculum builds 'financial literacy', i.e. the ability to speak the language of and function well in the culture of the mainstream U.S. financial world. The four cornerstones are: 1. Budgeting to create savings; 2. Debt reductionand asset building; 3. Building a good credit rating; and 4. Consumer protection and financial institutions. 

Title:

Becoming Part of Wealth in America
COMO LLEGAR A SER PARTE DE LA REQUEZA EN LOS ESTADOS UNIDOS

Descriptors:

Banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This curriculum is designed to build 'financial literacy' and the ability to function in the mainstream U.S. financial world. The curriculum is divided into two parts, and is translated into Spanish: Part One: Understanding American financial institutionsthat help families build wealth Part Two: Protecting our wealth from becoming lost or stolen.