Title:

Financial Resources and Economic Education (F.R.E.E.)

Descriptors:

Banking, budgeting, consumer issues, credit management, homeownership, personal finance basics, saving

Language(s):

English

Abstract:

F.R.E.E. helps immigrants gain control over their own finances, while improving their English language skills. Its student workbook and teacher's guide include units on money basics, budgets, banking, saving money, and buying a home. A "big picture" section leads students to look critically at their economic environment. The Teacher's Guide includes background notes and answer keys for the workbook units.

Title:

All About Banking

Descriptors:

Banking, investing, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

An overview of products and services offered by a typical financial institution. Topics include savings accounts, checking accounts, loans, safe deposit boxes, and ATMs. Publication also highlights FDIC insurance, the history of banking and the development of money.

Title:

CreditSmart

Descriptors:

Banking, budgeting, credit management, homeownership, personal finance basics, record keeping, saving, and goal setting

Language(s):

English, Spanish

Abstract:

A series of training "modules" on avoiding/getting out of debt, building/improving credit and other financial management issues helpful to lower-income participants.

Title:

Guide to Securing Your Financial Future
"The First Step Toward Solving Your Financial Puzzle"

Descriptors:

Banking, budgeting, credit management, estate planning, homeownership, insurance, investing, record keeping, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

This educational book helps to learn the basics of personal financial investing and helps to develop an action plan that incorporates savings goals. The guide is divided into several 'Stops' which the reader works through to develop a good working knowledge of finance which will empower him/her to make better financial choices.

Title:

Guide to Money Management Skills For The Unemployed

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

This guide book teaches individuals how to cope with living on a reduced income. The reader is encouraged to track expenses to develop a realistic spending plan and savings goal, how to talk with creditors, how to handle unemployment benefits, and 401(k) monies, and other issues.

Title:

Financial Mentoring Program Guide

Descriptors:

Budgeting, credit management, insurance, investing, personal finance basics, saving, financial mentoring

Language(s):

English

Abstract:

The "Financial Mentoring Program (FMP)" helps case managers assess where clients are financially, identify their personal/financial goals, and design action plans to get there. This guide is designed for case managers and others who want to provide financial mentoring services. It includes an overview of the FMP, lessons learned, and a set of tools/instructions for use with clients (e.g. intake interview, financial quiz, etc).

Title:

Targeting Success
Making your career and financial dream come true - Student Portfolio

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals, other: job search

Language(s):

English

Abstract:

This is the 65-page student portfolio/workbook, which accompanies the "Targeting Success" CD-ROM training program. It provides worksheets and an organized place to store the printed documents from the program in a neat, orderly fashion with four pockets and divided according to lessons.

Title:

Your Personal Guide to Loans and Credit

Descriptors:

Banking, budgeting, credit management, record keeping, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

Topics include a self-evaluation of credit worthiness, how to establish and maintain good credit, understanding loan principles, evaluating loan needs, setting up a monthly budget, amortizing a loan and the step-by-step process of applying for a loan. Important tips are provided for the proper use of credit cards and how to use them safely.

Title:

Targeting Success
Making your career and financial dream come true

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, retirement planning, saving, taxes, working with financial institutions and professionals, other: job search

Language(s):

English

Abstract:

"Targeting Success" is a multi-media program with fully narrated lessons allowing individuals of all educational backgrounds the ability to create a personal portfolio that includes career and financial goals, a professional resume, a strategy for attacking the job search process, a personal budget, and a savings and investment plan. A student portfolio is available separately. 

Title:

A Prescription for Financial Wellne$$

Descriptors:

Banking, budgeting, consumer issues, credit management, estate planning, insurance, investing, personal finance basics, record keeping, retirement planning, risk management, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

This financial education program helps clients assess their "fiscal" health. Through interactive classes and homework assignments in record organization, saving, investing, credit, insurance, budgeting and cash management, retirement and estate planning, participants will learn to plan, save, and make other prudent financial decisions. The entire program is designed to be a four-week, in-depth series (2-3 hours each) with fact sheets, worksheets, exercises and activities available for use. Each module can stand alone as a 1 to 1 1/2 hour program. A post-test to compare to the pre-test will help participants determine what they have learned.

Title:

Money Talk: A Financial Guide for Women

Descriptors:

Budgeting, credit management, estate planning, insurance, investing, record keeping, retirement planning, risk management, saving, taxes, working with financial institutions and professionals, other: relationship to money, money values and goals

Language(s):

English

Abstract:

Money Talk: A Financial Guide for Women is a five-part Cooperative Extension System home study course (192 pages) that includes dozens of worksheets for personal financial analyses. Topics covered include 'Financial Planning Basics', 'Insurance Basics', 'Investing Basics', ‘Investing for Retirement', and 'Planning for Future Life Events'.

Title:

The Money Camp for Grown-ups! Financial Playbook [...Kids!]
and Coach's Curriculum Binder

Descriptors:

Banking, budgeting, consumer issues, entrepreneur, homeownership, investing, personal finance basics, retirement planning, saving

Language(s):

English

Abstract:

The Money Camp for Grown-ups! is a unique sixteen-module financial literacy curriculum. It includes the basic personal money management skills needed to grow financially independent as well as the mental and psychological aspects of money (thoughts, beliefs, and attitudes) which influence a lifetime of financial decisions. Also available as The Money Camp for Kids!

Title:

Guide to Budgeting
Personal Finance Series

Descriptors:

Budgeting, investing, record keeping, saving, taxes, financial goal setting, net worth analysis

Language(s):

English

Abstract:

Guide to Budgeting shows readers that budgeting doesn't have to be brutal, boring, or burdensome and demonstrates that net worth and a personal budget are the foundation upon which financial goals are built.

Title:

NEFE High School Financial Planning Program

Descriptors:

Budgeting, investing, overall financial planning, personal finance basics, risk management, saving, taxes, credit and debt / careers

Language(s):

English

Abstract:

The NEFE High School Financial Planning Program? (HSFPP) is a six-unit course that acquaints students with basic financial planning concepts and illustrates how these concepts apply to everyday life. Each unit provides an overview of the section; a goal statement; learning objectives; links to national education standards; and criteria to measure the degree of mastery students are expected to demonstrate.

Title:

Buying Your First Home-There's No Place Like Home

Descriptors:

Homeownership, investing, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

The most expensive and complicated purchase most of us will make is to buy a house. This pamphlet includes discussion of buying vs. renting; how to determine affordability; explains financing and the role of agents.

Title:

Choosing a Credit Card-A Basic Guide for Smart Shoppers

Descriptors:

Budgeting, credit management, investing, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

A basic guide for smart shoppers. Many people don't know the basic "facts of life" when it comes to using credit or choosing bank cards. This practical pamphlet shows you how to get credit and use it wisely and how to avoid the common pitfalls that can tu turn this valuable tool into a painful trap.

Title:

Deals on Wheels-Getting Your Best Buy

Descriptors:

Automobile, budgeting, investing, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

This pamphlet helps first-time (as well as experienced) auto buyers examine their options: Which make and model? New or used? Buy or lease? Cash or loan? Dealer-financed or bank loan? And what about insurance?

Title:

Making Ends Meet-The Basics of Family Budgeting

Descriptors:

Budgeting, investing, saving

Language(s):

English

Abstract:

Entry-level employees often have trouble stretching income to cover their needs and some of their wants. This pamphlet helps readers to make and follow a practical money management plan.

Title:

Money Matters-Teaching Kids to Manage Money

Descriptors:

Budgeting, investing, saving

Language(s):

English

Abstract:

Is an allowance a paycheck for chores completed, or simply a gift? Who pays for the new bike, or the expensive brand of basketball shoes? Helps parents assess their own values about money, and determine how to put that into practice.

Title:

Money Smarts- How to Make Your Money Go...Where You Want it to Go!

Descriptors:

Budgeting, investing, overall financial planning, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

For many of us, 'being on a budget' sounds about as attractive as 'going on a diet'. This pamphlet helps readers find out where their money is going, quantify where they want it to go, and suggests how to trim the 'excess fat' so that their financial figures look more attractive.

Title:

Taking Charge-An Introduction to Using Credit...Wisely

Descriptors:

Budgeting, credit management, overall financial planning, risk management, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

This pamphlet provides essential information on building and maintaining creditworthiness; choosing bank cards; borrowing wisely; plus practical advice for dealing with minor credit problems before they become big ones.

Title:

Building Community Wealth through Individual Access to Credit and Banking Services

Descriptors:

Budgeting, homeownership, investing, personal finance basics, risk management, saving, working with financial institutions and professionals, overall financial planning

Language(s):

English, Spanish

Abstract:

This multi-modular curriculum is compiled of a variety of budgeting and personal finance activities and resources. The curriculum is designed for a train-the-trainer workshop conducted by NCRC's Financial Education Staff. The modules are designed to stand alone or as part of a series.

Title:

Better Money Management - An Individual Development Account Economic Literacy Curriculum for Hmong People

Descriptors:

Budgeting, consumer issues, credit management, insurance, investing, personal finance basics, saving, setting goals, taxes, advanced earned income tax credit, adjust withholding tax allowances to build budget

Language(s):

English, Hmong

Abstract:

Basic money management curriculum for 10 - 20 hours written in Hmong for Hmong audience. Curriculum also focuses on saving and has been used successfully with Individual Development Account Program.

Title:

Money Management Module Series

Descriptors:

Budgeting, credit management, investing, personal finance basics, risk management, saving

Language(s):

English

Abstract:

A basic money management curriculum built around a financial fitness theme to help learners develop an understanding of core concepts and skills through hands-on learning experiences. Modules are packaged in color-coordinated, expandable file folders for easy storage. Each includes a detailed facilitator's guide as well as handout and transparency masters.

Title:

Credit When Credit is Due

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, risk management, saving, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This national, standardized 12-lesson, 300-page education program is designed to help individuals gain basic understanding of money issues and responsibilities involving credit. A test is taken following each session, the facilitator/teacher signs off on each test that is passed. A certificate is awarded following the successful completion of the course.

Title:

Securing Your Financial Future-How to Maximize Your 401(k)

Descriptors:

Investing, saving, retirement planning

Language(s):

English

Abstract:

You are never too young or too old to plan for your retirement. Learn what a 401(k) plan is, how to maximize this plan and protect your money, and common terms and options to make informed investing decisions. Includes a step-by-step learning process, personal worksheets, and action plans.

Title:

Controlling Your Financial Future-How To Increase Your Wealth, Decrease Your Debt, and Manage Your Cash Flow

Descriptors:

Budgeting, saving and investing, risk management

Language(s):

English

Abstract:

Learn how to create a basic financial plan through a step-by-step process of using your own dollar figures. Determine where you are in terms of your financial worth and where you want to go. Increase your wealth by using your personal spending plan!

Title:

Building Native Communities: Financial Skills for Families

Descriptors:

Budgeting, homeownership, insurance, investing, personal finance basics, saving, taxes, work with financial institutions and professionals

Language(s):

English

Abstract:

Financial skills curriculum for Native communities in America that includes material developed to give Native people a firm foundation in financial literacy. This culturally aware training provides the assistance to make good financial decisions.

Title:

To Be a Have or Have Not...the Choice is Yours

Descriptors:

Automobile, budgeting, credit management, insurance, investing, personal finance basics, risk management, saving

Language(s):

English

Abstract:

Developed as a means of changing young people's attitudes about money, this video and PowerPoint presentation come with a facilitator's guide, full script, and handouts. Based on the premise that the 'Haves' are the savers in our society and the 'Have Nots' are the spenders, the program provides basic information essential to developing positive money management habits.

Title:

Life Skills for Work and Family

Descriptors:

Budgeting, saving, investing

Language(s):

English

Abstract:

A comprehensive 33-lesson curriculum designed for limited resource audiences. The lessons address basic money management, job skills, balancing work and family, clothing, housing and infant care and development. The lessons vary in length from 30-60 minutes. Can be used as stand alone or in a series for welfare-to-work, young workers, and youth job skills audiences.

Title:

Economic Literacy Education

Descriptors:

Budgeting, homeownership, investing, personal finance basics, saving, taxes, work with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

Economic Literacy Education was developed for the Individual Development Account Program of EOA of Washington County. This IDA program serves low income families (income of 185% poverty or below) and provides them with economic education and matched savings so they can acquire long-term financial assets.

Title:

Investing For Your Future

Descriptors:

Budgeting, credit management, investing, saving

Language(s):

English

Abstract:

The Investing For Your Future program is designed to teach basic investment concepts to new investors with small dollar amounts. It consists of three components: a 158-page home study course, an online version of the home study course at www.investing.rutgers.edu, and PowerPoint slides for six two-hour class sessions. The content of the home study course and class series is identical.

Title:

Dollar $ense: An Economic Literacy Curriculum for Individual Development Account Programs: Eight Steps Toward Economic Independence through Asset Ownership

Descriptors:

Budgeting, saving and investing, risk management, working with financial institutions and professionals, taxes, home-ownership, personal finance basics, credit management

Language(s):

English

Abstract:

Dollar $ense financial literacy education provides participants with "hard " information" definitions, facts, theories and skills related to money management and is offered in the context of long-term asset-building. The series of eight workshops offered monthly creates a positive learning environment where participants also understand the behavioral elements that affect their financial decision making. Designed for use by non-profits and financial institutions engaged in Individual Development Account (IDA) programs. Adaptable to other asset building programs.

Title:

Building Self-Sufficient Families: Moving Ahead Through the Maze of Change

Descriptors:

Budgeting, saving, investing, taxes, personal finance basics
[Section 6: Stretching Money offers seven workshops devoted solely to financial literacy topics]

Language(s):

English

30-lesson guides addressing basic job skills, money management, and family/work management skills related to family health and nutrition, personal stress and time control, and child development/parenting. Can be used stand-alone or in a series for welfare-to-work, youth job skills and lay-off management audiences. Includes laws specific to the state of Texas; excellent facilitator materials but non-professional trainers may require training prior to using.

Title:

Savings and Budget Workplan

Descriptors:

Budgeting, saving, credit management

Language(s):

English, Spanish

Abstract:

Knowing and Understanding Your Credit

Credit management, budgeting, working with financial institutions and professionals, home ownership, consumer issues, saving, investing

Language(s):

English, Spanish, Chinese, Korean, Vietnamese

Abstract:

Developed in collaboration with The National Endowment for Financial Education—this guide helps consumers understand what credit is, learn how to establish good credit, repair credit problems, and learn how to take control of their credit as the first step in the home-buying process.

Title:

The Spending Game

Descriptors:

Budgeting

Language(s):

English

Abstract:

Managing money means making choices. There is never enough money for all the things we'd like. This game will help participants decide what's most important to them. Discussion questions challenge participants to consider how their values, goals, and past experiences affect their spending choices.

Title:

Money and Assets: A Guide to Financial and Economic Empowerment

Descriptors:

Budgeting, saving, investing, risk management, working with financial institutions and professionals, taxes, homeownership, entrepreneur, personal finance basics

Language(s):

English

Abstract:

This guide is used by groups interested in learning more about economic self-sufficiency and financial planning. It is based on the economic component of the Women's Self-Employment Project's Individual Development Account (IDA) program.

Title:

Cutting Credit Costs: Live Within Your Means

Descriptors:

Budgeting, saving, investing, credit management

Language(s):

English

Abstract:

A definition of the phrase "live within your means" is provided and includes examples of how changing a simple habit can add up to hundreds of dollars in a year. A list of ways to reduce routine expenses is also included.

Title:

Basics of Money and Assets

Descriptors:

Budgeting, saving, investing, homeownership, banking, credit management, personal finance basics

Language(s):

English, Russian, French & Creole

Abstract:

Basics of Money and Assets is a cycle of two, three-hour workshops offered by the Business Center for New Americans. Workshop I covers the basics of banking in the United States and discusses credit management, debt, spending, saving, and introduces the concept of assets. Workshop II focuses on educating clients on the benefits and responsibilities of acquiring assets, particularly homeownership. The program uses a combination of materials developed by Fannie Mae Foundation and the New York Association for New Americans, Inc.

Title:

Developing a Spending Plan

Descriptors:

Budgeting, saving, credit management

Language(s):

English

Abstract:

A spending plan can help families spend hard-earned dollars more effectively, live within income, reduce the need for consumer credit, save for things wanted, and develop skills in financial management. This guide provides step-by-step instructions for developing a spending plan and a worksheet for tracking monthly spending.

Title:

Taking Charge of Your Finances

Descriptors:

Budgeting, credit management, personal finance basics, record keeping, risk management, saving

Language(s):

English

Abstract:

This curricula is a four-session series focusing on communication about money, goal setting, risk management, credit/debt management, record keeping, and developing a spending and savings plan.

Title:

Your Retirement

Descriptors:

Saving, investing, retirement planning

Language(s):

English

Abstract:

Your Retirement is a series of four fact sheets explaining retirement planning terminology and concepts. Sources of retirement funding emphasizes tax-deferred plans. Investing for retirement describes types of investments, the associated risks, and investment strategies. Taxes covers pre- and post-retirement tax issues and penalties. Taking distributions emphasizes planning.

Title:

A Woman's Guide to Taking Charge: Basic Tools for Managing Your Money

Descriptors:

Banking, budgeting, credit management, saving, investing

Language(s):

English, Spanish

Abstract:

This 226-page "how-to" book helps women learn to save more, spend less, use checking and savings accounts "smarter", find the right checking or savings account, reduce debt, and establish good credit It even addresses how to teach children about money.

Title:

SallieMae Presents Paying for College; A College Answer Guide for Students and Their Families

Descriptors:

Saving, investing for college. (Includes Financial Aid information)

Language(s):

English, Spanish

Abstract:

This two-part publication offers information about funding a college education, including when to start saving or investing, how to apply for financial aid, how to evaluate financial aid packages, etc.

Title:

Managing Debt and Building Wealth

Descriptors:

Budgeting, homeownership, investing, personal finance basics, saving

Language(s):

Video available in English and Spanish; consumer brochure available in English, Spanish, and Chinese; Leader's Guide available in English.

Abstract:

This financial management program consists of a video, a leader's guide, and a consumer brochure for use by community educators and leaders who work with consumers experiencing debt management problems. It was produced in cooperation with the Consumer Federation of America, Consumer Action, Neighborhood Reinvestment Corporation, the National Foundation for Credit Counseling and the U. S. Cooperative State Research, Education and Extension Service.

Title:

Descriptors:

Language(s):

English, Spanish

Abstract:

Title:

Descriptors:

Language(s):

English, Spanish

Abstract:

Title:

Descriptors:

Language(s):

English

Abstract:

Title:

Your Own Money

Descriptors:

Banking, credit management, investing, saving

Language(s):

English, Spanish

Abstract:

This brochure teaches the most basic concepts about money including how to read a pay stub, open a bank account, secure and protect a social security card, and develop savings and credit. The content has been edited to a sixth-grade reading level and pilot tested.

Title:

Food & Money Basics: Choices & Decisions. A Beginner's Money Management Module

Descriptors:

Budgeting, consumer issues, investing, nutrition education, personal finance basics, record keeping, saving

Language(s):

English

Abstract:

This train-the-trainer curriculum is designed to assist individuals in effectively managing their money while making healthy food choices. It is for beginners who are willing to practice prioritizing choices and making decisions. Four modules target survival lifeskills that include money values, goal setting, budgeting, nutrition, food shopping, and food safety.

Title:

Dollar Works: The ABCs of Economic Literacy

Descriptors:

Banking, budgeting, credit management, decision making, investing, personal finance basics, problem solving, record keeping, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This curriculum for agency staff and trained volunteers helps newly employed individuals learn to manage their financial resources. The four parts, which may be tailored independently, cover decision making, money management, paychecks and bank accounts, and credit and debt management. Teaching guidelines, fact sheets, and copy-ready handouts are included.

Title:

Baby Boomers Come of Age!
Stop! Let Me Off the Merry-Go-Round, Money in the Mattress, The Fast & Healthy Answer to ...What's For Dinner?, Friends and Lovers

Descriptors:

Balancing work & family, consumer issues, healthy eating, investing, personal finance basics, relationships, retirement planning, saving, stress management

Language(s):

English

Abstract:

Born between 1946 and 1964, Boomers have shaped the U.S. economy and society for years. As many Boomers now reach their 50s, they are preparing for the "second" stage of their lives. This four-part curriculum addresses important issues for consumers, especially Boomers. "Stop! Let Me Off the Merry-Go-Round" looks at balancing family and life responsibilities. "Money in the Mattress" addresses retirement planning. "The Fast & Healthy Answer To?What's For Dinner?" discusses dietary guidelines, nutrition, and fast food. "Friends and Lovers" talks about adult relationships.

Title:

You & Your Money
Financial Reflections for a Lifetime

Descriptors:

Banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, saving

Language(s):

English

Abstract:

An engaging compendium of short articles covering a lifetime of familiar financial issues in a way that enhances the reader's understanding and appreciation of the financial challenges and opportunities they face throughout life. A great book for parents to share with children and adults to share with parents. The approach is easy-going, and even entertaining at times, but the information and insights are based on both investigative research and years of experience in studying the basic issues of personal finance.

Title:

Your Money & Your Life
A Financial Education Curriculum for Limited-Resource Audiences

Descriptors:

Advantages of using mainstream financial institutions, debt management, avoiding money traps (including high-interest loans), job benefits, investing, public benefits (including effect of assets on eligibility for means-tested programs), taxes (including earned income credit, child credit, child care credit)

Language(s):

English (handouts, but not instructor manual, also in Spanish)

Abstract:

University of Illinois Extension collaborated with Illinois's Financial Links for Low-Income People coalition to develop this companion to Extension's "All My Money" curriculum to further meet the financial education needs of persons transitioning from welfare to work and other limited resource people. The result of this collaboration is "Your Money & Your Life". The eight lessons cover: 1) Managing Debt, 2) Avoiding Money Traps, 3) Using Financial Institutions, 4) Choosing Insurance, 5) Learning About Job Benefits, 6) Making Money With Money, 7) Taking Advantage of Public Benefits, and 8) Understanding Taxes.

Title:

The ABCs of Personal Finance - Module I
A Consumers Guide For Money Management

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, record keeping, saving, taxes

Language(s):

English, Spanish

Abstract:

The ABCs of Personal Finance is delivered in two modules. The Financial Fitness Program is designed to give the reader/student the skills necessary to make wise financial decisions. Module I addresses the basic financial and consumer skills needed to prepare for home ownership, and provides the foundation for the more advanced material presented in Module II.

Title:

The ABCs of Personal Finance - Module II
Managing Your Way to Financial Success

Descriptors:

Banking, estate planning, investing, personal finance basics, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

The ABCs of Personal Finance is delivered in two modules. Building on the basics of sound money management studied in Module I, Module II introduces three basic concepts and shows the student how to prepare for their financial security. 1) Understanding how money works, 2) Learning about investment strategies, 3) Knowing and applying the principles of financial planning.

Title:

66 Ways to Save Money

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, saving

Language(s):

English, Spanish

Abstract:

"66 Ways to Save Money" is published by the Consumer Literacy Consortium representing federal and state government, consumer groups, business, and educational institutions. This brochure disseminates money-saving shopping tips about 28 frequently purchased products to the roughly two-thirds of households who do not usually engage in a careful product search.

Title:

33 Ways to Use 66 Ways - A Guide for Community Educators

Descriptors:

Ideas for using the "66 Ways to Save Money" include going: Through the Mail, Through the Internet, Through Mass Media, or To Attract New Participants, To Augment Existing Educational Programs, or As the Basis for Special Interest Workshops and Educational Programs.

Language(s):

English

Abstract:

This guide for community educators is intended as a resource for case managers, instructors, teachers, and/or trainers. The goal is to give ideas for using the "66 Ways to Save Money" pamphlet to meet the needs of a broad variety of audiences.

Title:

Building Blocks for Financial Success

Descriptors:

Banking, budgeting, credit management, entrepreneur, financing education, homeownership, insurance, investing, personal finance basics, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, limited information in Spanish

Abstract:

WORC's online interactive Building Blocks distance learning curriculum provides training and counseling online. Program participants will be able to enroll, set goals and take basic financial courses online.

Title:

Building a Better Future: A Financial Education Program for English as a Second Language Classes

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

The "Building a Better Future Financial Education Program" can be used to help newly arrived immigrants understand the financial system in the United States and to feel more comfortable using financial institutions and planning their financial future. The curriculum includes teacher and student manuals in both English and Spanish. The Spanish and ESL versions include six units on the following topics: 1) How to use a financial institution. 2) How to increase my savings and write a budget. 3) How to use credit. 4) How to buy a car. 5) How to buy a house. 6) Introduction to taxes.

Title:

Saving Ourselves

Descriptors:

Budgeting, credit management, insurance, investing, personal finance basics, record keeping, risk management, saving, taxes, working with financial institutions and professionals, other: communicating about money, setting goals, saving for a tangible asset

Language(s):

English

Abstract:

"Saving Ourselves" modules are designed for flexible use, both as a series and to stand alone. Each of the five modules take approximately two hours to present. In series they should be used from two weeks to a month apart to allow time for the participants to work with the materials at home. The materials are best used with groups of 5-20 participants who are saving for an identified asset goal. When using "Saving Ourselves" as a "saving program" curriculum, facilitators should include an orientation session or opportunity that precedes the series for participants to open a dedicated savings account. Much of the material in "Saving Ourselves" is process oriented, that is, it is geared toward moving participants from where they are to where they want to be. Facilitators should add information that is appropriate to their geographic or target population.

Title:

Hands on Banking / El futuro en tus manos
Money skills you need for life

Descriptors:

Automobile, banking, budgeting, credit management, entrepreneur, homeownership, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

"Hands on Banking"/"El Futuro En Tus Manos" features instruction in English and Spanish for users from 4th grade through adults. Topics include: budgeting, savings and checking accounts, credit, investing, homeownership, and starting a small business. Curriculum for school-age students meets or exceeds national education standards for math, literacy, and economics. The teacher's guide is designed to be used alone or as an adjunct to the online/CD-ROM program. The program includes teacher's guides for the four age groups, tips, tools, and dictionary.

Title:

Making Your Money Work

Descriptors:

Budgeting, investing, personal finance basics, saving

Language(s):

English, Spanish

Abstract:

The objective of this curriculum is to help participants become aware of their present money management practices, take control of their finances, and plan for their futures. The primary audience for this curriculum is individuals and families with limited incomes. The program consists of a series of six 90-minute sessions designed to be presented over at least a six-week period. It involves many hands-on activities for classes of 12 to 24 participants. The workbook could be used alone for self-study.

Title:

Out of Hock & Out of Debt

Descriptors:

Credit management, debt management and reduction, record keeping, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

"Not too long ago, the American Dream was to own a home, a new car, and to send the kids off to college. Today, for a lot of people, the American Dream is to get out of debt."  This booklet provides a fresh perspective into "the economy, credit, and thegood life". Topics covered include: credit management, controlling debt, getting out of debt, and the untold affects of bankruptcy.

Title:

Four Cornerstones of Financial Literacy

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

The Four Cornerstones curriculum builds 'financial literacy', i.e. the ability to speak the language of and function well in the culture of the mainstream U.S. financial world. The four cornerstones are: 1. Budgeting to create savings; 2. Debt reductionand asset building; 3. Building a good credit rating; and 4. Consumer protection and financial institutions. 

Title:

Becoming Part of Wealth in America
COMO LLEGAR A SER PARTE DE LA REQUEZA EN LOS ESTADOS UNIDOS

Descriptors:

Banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This curriculum is designed to build 'financial literacy' and the ability to function in the mainstream U.S. financial world. The curriculum is divided into two parts, and is translated into Spanish: Part One: Understanding American financial institutionsthat help families build wealth Part Two: Protecting our wealth from becoming lost or stolen.