Title:

Building a Better Future: A Financial Education Program for English as a Second Language Classes

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

The "Building a Better Future Financial Education Program" can be used to help newly arrived immigrants understand the financial system in the United States and to feel more comfortable using financial institutions and planning their financial future. The curriculum includes teacher and student manuals in both English and Spanish. The Spanish and ESL versions include six units on the following topics: 1) How to use a financial institution. 2) How to increase my savings and write a budget. 3) How to use credit. 4) How to buy a car. 5) How to buy a house. 6) Introduction to taxes.

Title:

Money Talk: A Financial Guide for Women

Descriptors:

Budgeting, credit management, estate planning, insurance, investing, record keeping, retirement planning, risk management, saving, taxes, working with financial institutions and professionals, other: relationship to money, money values and goals

Language(s):

English

Abstract:

Money Talk: A Financial Guide for Women is a five-part Cooperative Extension System home study course (192 pages) that includes dozens of worksheets for personal financial analyses. Topics covered include 'Financial Planning Basics', 'Insurance Basics', 'Investing Basics', ‘Investing for Retirement', and 'Planning for Future Life Events'.

Title:

Guide to Securing Your Financial Future
"The First Step Toward Solving Your Financial Puzzle"

Descriptors:

Banking, budgeting, credit management, estate planning, homeownership, insurance, investing, record keeping, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

This educational book helps to learn the basics of personal financial investing and helps to develop an action plan that incorporates savings goals. The guide is divided into several 'Stops' which the reader works through to develop a good working knowledge of finance which will empower him/her to make better financial choices.

Title:

Guide to Money Management Skills For The Unemployed

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

This guide book teaches individuals how to cope with living on a reduced income. The reader is encouraged to track expenses to develop a realistic spending plan and savings goal, how to talk with creditors, how to handle unemployment benefits, and 401(k) monies, and other issues.

Title:

A Prescription for Financial Wellne$$

Descriptors:

Banking, budgeting, consumer issues, credit management, estate planning, insurance, investing, personal finance basics, record keeping, retirement planning, risk management, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

This financial education program helps clients assess their "fiscal" health. Through interactive classes and homework assignments in record organization, saving, investing, credit, insurance, budgeting and cash management, retirement and estate planning, participants will learn to plan, save, and make other prudent financial decisions. The entire program is designed to be a four-week, in-depth series (2-3 hours each) with fact sheets, worksheets, exercises and activities available for use. Each module can stand alone as a 1 to 1 1/2 hour program. A post-test to compare to the pre-test will help participants determine what they have learned.

Title:

NEFE High School Financial Planning Program

Descriptors:

Budgeting, investing, overall financial planning, personal finance basics, risk management, saving, taxes, credit and debt / careers

Language(s):

English

Abstract:

The NEFE High School Financial Planning Program® (HSFPP) is a six-unit course that acquaints students with basic financial planning concepts and illustrates how these concepts apply to everyday life. Each unit provides an overview of the section; a goal statement; learning objectives; links to national education standards; and criteria to measure the degree of mastery students are expected to demonstrate.

Title:

Taking Charge-An Introduction to Using Credit...Wisely

Descriptors:

Budgeting, credit management, overall financial planning, risk management, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

This pamphlet provides essential information on building and maintaining creditworthiness; choosing bank cards; borrowing wisely; plus practical advice for dealing with minor credit problems before they become big ones.

Title:

Too Good to Be True-Protecting Yourself from Consumer Fraud

Descriptors:

Consumer fraud, risk management, scams

Language(s):

English

Abstract:

Schemes, scams and ripoffs are everywhere, even sneaking into your own home. People of all ages, incomes and backgrounds can and do get caught - which is why the scams persist. This pamphlet explains the different types of schemes and how to avoid them, so that you can avoid becoming the frustrated victim of unscrupulous promoters, telemarketers, infomercials, direct-mail offers, and sweepstakes invitation.

Title:

Get the Buzz on Biz

Descriptors:

Budgeting, entrepreneur, personal finance basics, risk management, working with financial institutions and professionals, results in participant preparing a business plan

Language(s):

English, Spanish

Abstract:

This program was conceived, designed, and written with enterprising youth in mind. The text was designed to compliment class work and serve as a reference book as young entrepreneurs start and grow businesses. This 16-module course can be taught in a variety of configurations including, traditional classroom, after school, and camp settings. The program features participant's textbook and workbook, as well as, a complete and fully integrated Instructor's / Program Manager's Implementation Manual.

Title:

Business Plan Basics

Descriptors:

Budgeting, entrepreneur, personal finance basics, risk management, working with financial institutions and professionals, results in participant preparing a business plan

Language(s):

English, Spanish

Abstract:

This program's goal is to explore the participant's ability to achieve self-sufficiency through self-employment. This 15-session course can be taught in a variety of configuarations to achieve the objectives of the training organization. The program features textbook, workbook, a participant's resource guide, as well as, a complete and fully integrated Instructor's Manual.

Title:

Building Community Wealth through Individual Access to Credit and Banking Services

Descriptors:

Budgeting, homeownership, investing, personal finance basics, risk management, saving, working with financial institutions and professionals, overall financial planning

Language(s):

English, Spanish

Abstract:

This multi-modular curriculum is compiled of a variety of budgeting and personal finance activities and resources. The curriculum is designed for a train-the-trainer workshop conducted by NCRC's Financial Education Staff. The modules are designed to stand alone or as part of a series.

Title:

Money Management Module Series

Descriptors:

Budgeting, credit management, investing, personal finance basics, risk management, saving

Language(s):

English

Abstract:

A basic money management curriculum built around a financial fitness theme to help learners develop an understanding of core concepts and skills through hands-on learning experiences. Modules are packaged in color-coordinated, expandable file folders for easy storage. Each includes a detailed facilitator's guide as well as handout and transparency masters.

Title:

Credit When Credit is Due

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, risk management, saving, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This national, standardized 12-lesson, 300-page education program is designed to help individuals gain basic understanding of money issues and responsibilities involving credit. A test is taken following each session, the facilitator/teacher signs off on each test that is passed. A certificate is awarded following the successful completion of the course.

Title:

Money Mechanics

Descriptors:

Budgeting, saving, investing, risk management, taxes, homeownership, automobile, record keeping, insurance

Language(s):

English

Abstract:

Series of 12 easy-to-read fact sheets that help individuals analyze their credit habits, set up a record-keeping system, develop a spending plan, figure their house-buying power, calculate their net worth, learn about insurance, develop a plan for saving and investing, and much more.

Title:

Financial Life Skills: Modules 1, 2, 3

Descriptors:

Banking, budgeting, saving, investing, risk management, working with financial institutions and professionals, taxes, consumer issues, homeownership, personal finance basics

Language(s):

English, Spanish under development

Abstract:

The Financial Life Skills curriculum is a pre-purchase, 15-week training program designed to educate students about basic financial skills and how to be better consumers. The curricula are divided into three modules. Module 1: Basic Finances covers topics such as how to set financial goals and achieve them, budgeting, saving, and investing. Module 2: Understanding Credit & Other Related Issues covers such topics as buying on credit, insurance, and taxes. Module 3: Consumer Education and The Road to Homeownership covers such topics as buying a home and characteristics of a wise consumer.

Title:

Money and Assets: A Guide to Financial and Economic Empowerment

Descriptors:

Budgeting, saving, investing, risk management, working with financial institutions and professionals, taxes, homeownership, entrepreneur, personal finance basics

Language(s):

English

Abstract:

This guide is used by groups interested in learning more about economic self-sufficiency and financial planning. It is based on the economic component of the Women's Self-Employment Project's Individual Development Account (IDA) program.

Title:

Dollar $ense: An Economic Literacy Curriculum for Individual Development Account Programs: Eight Steps Toward Economic Independence through Asset Ownership

Descriptors:

Budgeting, saving and investing, risk management, working with financial institutions and professionals, taxes, home-ownership, personal finance basics, credit management

Language(s):

English

Abstract:

Dollar $ense financial literacy education provides participants with "hard " information" definitions, facts, theories and skills related to money management and is offered in the context of long-term asset-building. The series of eight workshops offered monthly creates a positive learning environment where participants also understand the behavioral elements that affect their financial decision making. Designed for use by non-profits and financial institutions engaged in Individual Development Account (IDA) programs. Adaptable to other asset building programs.

Title:

Taking the Scare Out of Auto Repair

Descriptors:

Automobile, budgeting, risk management

Language(s):

English

Abstract:

Offers tips to help consumers choose a repair shop and technician; explains repair charges and industry terms, and how to trouble-shoot repair problems.

Title:

Taking Charge of Your Finances

Descriptors:

Budgeting, credit management, personal finance basics, record keeping, risk management, saving

Language(s):

English

Abstract:

This curricula is a four-session series focusing on communication about money, goal setting, risk management, credit/debt management, record keeping, and developing a spending and savings plan.

Title:

Is Your Financial Security at Risk?

Descriptors:

Risk management

Language(s):

English

Abstract:

This Web site helps users judge what events could jeopardize their family's finances. It offers a personal risk management plan that can help assure that the users are protecting the people they care about. Users will create a plan of action to address gaps in their risk management.

Title:

Choice • Chance • Control

Descriptors:

Insurance, personal finance basics, risk management

Language(s):

English

Abstract:

This risk management program is a kit of teaching materials including: teacher's guide, lesson plans, activity sheets and a video that can be used effectively in high school classes of business, math, economics, life skills, social studies, family and consumer science or driver's education.

Title:

Descriptors:

Language(s):

English, Spanish

Abstract:

Title:

Descriptors:

Language(s):

English

Abstract:

Title:

Personal Financial Choices: Setting a New Course
Chapter 7 Resource Kit

Descriptors:

Budgeting, credit management, debtor education re: bankruptcy, personal finance basics, record keeping, risk management, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

Debtor education provides people who have filed bankruptcy the opportunity to acquire money management skills that will help them avoid a repeat financial failure in the future. This kit is flexible, so a trustee can adapt it to his/her own client base, location, and resource availability parameters. The kit includes 3 videos: "The Basics of Chapter 7 Bankruptcy," containing basic information on bankruptcy options and the bankruptcy process; "The Basics of Money Management" (with a sample self-study guide), which illustrates key concepts including identifying the difference between wants and needs, setting personal priorities and financial goals, developing a plan to reach those goals, and constructing a budget that will serve as the tool to achieve success; and "Teaching Chapter 7 Legal and Administrative," which helps Chapter 7 Trustees and bankruptcy professionals identify ways to integrate debtor education into their bankruptcy practices.

Title:

To Be a Have or Have Not...the Choice is Yours

Descriptors:

Automobile, budgeting, credit management, insurance, investing, personal finance basics, risk management, saving

Language(s):

English

Abstract:

Developed as a means of changing young people's attitudes about money, this video and PowerPoint presentation come with a facilitator's guide, full script, and handouts. Based on the premise that the 'Haves' are the savers in our society and the 'Have Nots' are the spenders, the program provides basic information essential to developing positive money management habits.

Title:

Overcoming Financial Difficulties
An Interactive Guide for Unemployed and Other Financially Distraught Individuals

Descriptors:

Budgeting, credit management, personal finance basics, recovering from financial loss, risk management

Language(s):

English

Abstract:

A 20-page interactive program guide aimed at assisting recently unemployed, underemployed, separated, divorced, widowed, and other financially distraught individuals in overcoming financial difficulties due to the loss of income by means of reality-based information, reflection, and response. Guide allows readers to read short passages and respond in writing on the enclosed forms to help shape their financial destiny. Most effective when use of guide is introduced and guided by a counselor, an instructor, or a group leader.

Title:

Your Money & Your Life
A Financial Education Curriculum for Limited-Resource Audiences

Descriptors:

Advantages of using mainstream financial institutions, debt management, avoiding money traps (including high-interest loans), job benefits, investing, public benefits (including effect of assets on eligibility for means-tested programs), taxes (including earned income credit, child credit, child care credit)

Language(s):

English (handouts, but not instructor manual, also in Spanish)

Abstract:

University of Illinois Extension collaborated with Illinois's Financial Links for Low-Income People coalition to develop this companion to Extension's "All My Money" curriculum to further meet the financial education needs of persons transitioning from welfare to work and other limited resource people. The result of this collaboration is "Your Money & Your Life". The eight lessons cover: 1) Managing Debt, 2) Avoiding Money Traps, 3) Using Financial Institutions, 4) Choosing Insurance, 5) Learning About Job Benefits, 6) Making Money With Money, 7) Taking Advantage of Public Benefits, and 8) Understanding Taxes.

Title:

The ABCs of Personal Finance - Module I
A Consumers Guide For Money Management

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, record keeping, saving, taxes

Language(s):

English, Spanish

Abstract:

The ABCs of Personal Finance is delivered in two modules. The Financial Fitness Program is designed to give the reader/student the skills necessary to make wise financial decisions. Module I addresses the basic financial and consumer skills needed to prepare for home ownership, and provides the foundation for the more advanced material presented in Module II.

Title:

The ABCs of Personal Finance - Module II
Managing Your Way to Financial Success

Descriptors:

Banking, estate planning, investing, personal finance basics, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

The ABCs of Personal Finance is delivered in two modules. Building on the basics of sound money management studied in Module I, Module II introduces three basic concepts and shows the student how to prepare for their financial security. 1) Understanding how money works, 2) Learning about investment strategies, 3) Knowing and applying the principles of financial planning.

Title:

Saving Ourselves

Descriptors:

Budgeting, credit management, insurance, investing, personal finance basics, record keeping, risk management, saving, taxes, working with financial institutions and professionals, other: communicating about money, setting goals, saving for a tangible asset

Language(s):

English

Abstract:

"Saving Ourselves" modules are designed for flexible use, both as a series and to stand alone. Each of the five modules take approximately two hours to present. In series they should be used from two weeks to a month apart to allow time for the participants to work with the materials at home. The materials are best used with groups of 5-20 participants who are saving for an identified asset goal. When using "Saving Ourselves" as a "saving program" curriculum, facilitators should include an orientation session or opportunity that precedes the series for participants to open a dedicated savings account. Much of the material in "Saving Ourselves" is process oriented, that is, it is geared toward moving participants from where they are to where they want to be. Facilitators should add information that is appropriate to their geographic or target population.

Title:

Make Your Move...A Guide to Home Ownership

Descriptors:

Budgeting, credit management, homeownership, personal finance basics, record keeping, risk management, working with financial institutions and professionals, other: predatory lending

Language(s):

English

Abstract:

"Make Your Move" is a comprehensive national, standardized homebuyer's education program that meets HUD and Fannie Mae guidelines. Written at the eight-grade level, the course includes pre- and post-education exams and explains underwriting guidelines and the reasons behind them. This course is designed for both self-study and classroom instruction.