Title:

Money Work$: Working Toward a Better Financial Future

Descriptors:

Banking, budgeting, consumer issues, credit management, personal finance basics, record keeping, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

Money Work$ is a complete financial education program tailored to meet unique learning needs of very low, low and moderate income audiences in basic money management, including: financial goal setting, selecting a banking or credit union account, tracking expenses, creating a spending plan, managing a checking/share draft account, and more.

Title:

Money Talk: A Financial Guide for Women

Descriptors:

Budgeting, credit management, estate planning, insurance, investing, record keeping, retirement planning, risk management, saving, taxes, working with financial institutions and professionals, other: relationship to money, money values and goals

Language(s):

English

Abstract:

Money Talk: A Financial Guide for Women is a five-part Cooperative Extension System home study course (192 pages) that includes dozens of worksheets for personal financial analyses. Topics covered include 'Financial Planning Basics', 'Insurance Basics', 'Investing Basics', ‘Investing for Retirement', and 'Planning for Future Life Events'.

Title:

Guide to Securing Your Financial Future
"The First Step Toward Solving Your Financial Puzzle"

Descriptors:

Banking, budgeting, credit management, estate planning, homeownership, insurance, investing, record keeping, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

This educational book helps to learn the basics of personal financial investing and helps to develop an action plan that incorporates savings goals. The guide is divided into several 'Stops' which the reader works through to develop a good working knowledge of finance which will empower him/her to make better financial choices.

Title:

Targeting Success
Making your career and financial dream come true - Student Portfolio

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals, other: job search

Language(s):

English

Abstract:

This is the 65-page student portfolio/workbook, which accompanies the "Targeting Success" CD-ROM training program. It provides worksheets and an organized place to store the printed documents from the program in a neat, orderly fashion with four pockets and divided according to lessons.

Title:

Your Personal Guide to Loans and Credit

Descriptors:

Banking, budgeting, credit management, record keeping, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

Topics include a self-evaluation of credit worthiness, how to establish and maintain good credit, understanding loan principles, evaluating loan needs, setting up a monthly budget, amortizing a loan and the step-by-step process of applying for a loan. Important tips are provided for the proper use of credit cards and how to use them safely.

Title:

Your Checking Account

Descriptors:

Banking, budgeting, record keeping, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

An instructional kit designed to develop the skills needed to maintain a personal checking account. Students first learn about checking basics and then actually write checks, make deposits, and reconcile their accounts using the forms provided with each kit. The materials are available in both an English and Spanish version.

Title:

How To Write Checks

Descriptors:

Banking, personal finance basics, record keeping

Language(s):

English

Abstract:

"How to Write Checks" is a downloadable lesson plan that teaches how to balance a checkbook, pay bills, write checks, and problem solve. 72 page ebook includes: teachers guide, reproducible exercises and three months of lessons including blank checks, registers, mock invoices, monthly statements and more.

Title:

A Prescription for Financial Wellne$$

Descriptors:

Banking, budgeting, consumer issues, credit management, estate planning, insurance, investing, personal finance basics, record keeping, retirement planning, risk management, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

This financial education program helps clients assess their "fiscal" health. Through interactive classes and homework assignments in record organization, saving, investing, credit, insurance, budgeting and cash management, retirement and estate planning, participants will learn to plan, save, and make other prudent financial decisions. The entire program is designed to be a four-week, in-depth series (2-3 hours each) with fact sheets, worksheets, exercises and activities available for use. Each module can stand alone as a 1 to 1 1/2 hour program. A post-test to compare to the pre-test will help participants determine what they have learned.

Title:

Guide to Budgeting
Personal Finance Series

Descriptors:

Budgeting, investing, record keeping, saving, taxes, financial goal setting, net worth analysis

Language(s):

English

Abstract:

Guide to Budgeting shows readers that budgeting doesn't have to be brutal, boring, or burdensome and demonstrates that net worth and a personal budget are the foundation upon which financial goals are built.

Title:

Credit When Credit is Due

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, risk management, saving, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This national, standardized 12-lesson, 300-page education program is designed to help individuals gain basic understanding of money issues and responsibilities involving credit. A test is taken following each session, the facilitator/teacher signs off on each test that is passed. A certificate is awarded following the successful completion of the course.

Title:

Money Mechanics

Descriptors:

Budgeting, saving, investing, risk management, taxes, homeownership, automobile, record keeping, insurance

Language(s):

English

Abstract:

Series of 12 easy-to-read fact sheets that help individuals analyze their credit habits, set up a record-keeping system, develop a spending plan, figure their house-buying power, calculate their net worth, learn about insurance, develop a plan for saving and investing, and much more.

Title:

Managing a Seasonal Income for Family Living Expenses

Descriptors:

Budgeting, record keeping

Language(s):

English

Abstract:

Families experiencing difficulties managing seasonal or irregular income will benefit from the straightforward explanations provided in this guide. Learn how to plan for irregular income, record non-monthly family living expenses, develop a spending plan, keep track of all living expenses, and balance your income and expenses.

Title:

Using a Check Register to Track Your Expenses

Descriptors:

Budgeting, record keeping

Language(s):

English

Abstract:

This guide describes a handy management tool (Check Register EB50) that tracks exactly how much you spend or have left to spend in certain living expense categories, such as food, housing and personal care. This tracking method helps evaluate spending habits for better financial planning.

Title:

Check Register Tracking System

Descriptors:

Budgeting, record keeping

Language(s):

English

Abstract:

This special check register booklet fits in a checkbook holder and assists with budgeting. Use in conjunction with MT8703HR, "Using a Check Register to Track Your Expenses."

Title:

Your Important Papers: What to Keep and Where

Descriptors:

Record keeping

Language(s):

English

Abstract:

A systematic plan for keeping track of important papers can save hours of anxious searching, can help preserve peace and harmony, and make it easier to cope with emergency situations. This is an easy-to-read guide to record keeping, kinds of important papers, and tips for storage of records.

Title:

Replacing those VIPs (Very Important Papers)

Descriptors:

Consumer issues, record keeping

Language(s):

English

Abstract:

Replacing some VIPs (birth, marriage and death certificates, deeds, leases, contracts, wills, copies of tax returns, insurance policies, military records, and Social Security records) may be costly and troublesome. This guide explains where VIPs are kept and how to replace them.

Title:

Taking Charge of Your Finances

Descriptors:

Budgeting, credit management, personal finance basics, record keeping, risk management, saving

Language(s):

English

Abstract:

This curricula is a four-session series focusing on communication about money, goal setting, risk management, credit/debt management, record keeping, and developing a spending and savings plan.

Title:

Descriptors:

Language(s):

English, Spanish

Abstract:

Title:

Descriptors:

Language(s):

English, Spanish

Abstract:

Title:

Personal Financial Choices: Setting a New Course
Chapter 7 Resource Kit

Descriptors:

Budgeting, credit management, debtor education re: bankruptcy, personal finance basics, record keeping, risk management, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

Debtor education provides people who have filed bankruptcy the opportunity to acquire money management skills that will help them avoid a repeat financial failure in the future. This kit is flexible, so a trustee can adapt it to his/her own client base, location, and resource availability parameters. The kit includes 3 videos: "The Basics of Chapter 7 Bankruptcy," containing basic information on bankruptcy options and the bankruptcy process; "The Basics of Money Management" (with a sample self-study guide), which illustrates key concepts including identifying the difference between wants and needs, setting personal priorities and financial goals, developing a plan to reach those goals, and constructing a budget that will serve as the tool to achieve success; and "Teaching Chapter 7 Legal and Administrative," which helps Chapter 7 Trustees and bankruptcy professionals identify ways to integrate debtor education into their bankruptcy practices.

Title:

Thrifty Parenting

Descriptors:

Budgeting, consumer issues, cutting costs, personal finance basics, record keeping, reducing expenses

Language(s):

English

Abstract:

The Thrifty Parenting program is designed for families with young children. It shows ways that parents can cut the expense of raising children, while maintaining health and safety standards. A teaching guide and four sections are included: Getting Started; Food and Health Care; Clothing; and Equipment, Toys, and Entertainment.

Title:

Food & Money Basics: Choices & Decisions. A Beginner's Money Management Module

Descriptors:

Budgeting, consumer issues, investing, nutrition education, personal finance basics, record keeping, saving

Language(s):

English

Abstract:

This train-the-trainer curriculum is designed to assist individuals in effectively managing their money while making healthy food choices. It is for beginners who are willing to practice prioritizing choices and making decisions. Four modules target survival lifeskills that include money values, goal setting, budgeting, nutrition, food shopping, and food safety.

Title:

Dollar Works: The ABCs of Economic Literacy

Descriptors:

Banking, budgeting, credit management, decision making, investing, personal finance basics, problem solving, record keeping, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This curriculum for agency staff and trained volunteers helps newly employed individuals learn to manage their financial resources. The four parts, which may be tailored independently, cover decision making, money management, paychecks and bank accounts, and credit and debt management. Teaching guidelines, fact sheets, and copy-ready handouts are included.

Title:

Let's Build a Business
A Workbook for Microenterprise Training Classes

Descriptors:

Banking, budgeting, entrepreneur, personal finance basics, record keeping

Language(s):

English

Abstract:

This is a training guidebook designed to enable the development of a comprehensive, appropriate business plan for small or self-employment businesses. It is designed especially with low-income and/or start-up entrepreneurs in mind.

Title:

You & Your Money
Financial Reflections for a Lifetime

Descriptors:

Banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, saving

Language(s):

English

Abstract:

An engaging compendium of short articles covering a lifetime of familiar financial issues in a way that enhances the reader's understanding and appreciation of the financial challenges and opportunities they face throughout life. A great book for parents to share with children and adults to share with parents. The approach is easy-going, and even entertaining at times, but the information and insights are based on both investigative research and years of experience in studying the basic issues of personal finance.

Title:

Your Money & Your Life
A Financial Education Curriculum for Limited-Resource Audiences

Descriptors:

Advantages of using mainstream financial institutions, debt management, avoiding money traps (including high-interest loans), job benefits, investing, public benefits (including effect of assets on eligibility for means-tested programs), taxes (including earned income credit, child credit, child care credit)

Language(s):

English (handouts, but not instructor manual, also in Spanish)

Abstract:

University of Illinois Extension collaborated with Illinois's Financial Links for Low-Income People coalition to develop this companion to Extension's "All My Money" curriculum to further meet the financial education needs of persons transitioning from welfare to work and other limited resource people. The result of this collaboration is "Your Money & Your Life". The eight lessons cover: 1) Managing Debt, 2) Avoiding Money Traps, 3) Using Financial Institutions, 4) Choosing Insurance, 5) Learning About Job Benefits, 6) Making Money With Money, 7) Taking Advantage of Public Benefits, and 8) Understanding Taxes.

Title:

The ABCs of Personal Finance - Module I
A Consumers Guide For Money Management

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, record keeping, saving, taxes

Language(s):

English, Spanish

Abstract:

The ABCs of Personal Finance is delivered in two modules. The Financial Fitness Program is designed to give the reader/student the skills necessary to make wise financial decisions. Module I addresses the basic financial and consumer skills needed to prepare for home ownership, and provides the foundation for the more advanced material presented in Module II.

Title:

The ABCs of Personal Finance - Module II
Managing Your Way to Financial Success

Descriptors:

Banking, estate planning, investing, personal finance basics, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

The ABCs of Personal Finance is delivered in two modules. Building on the basics of sound money management studied in Module I, Module II introduces three basic concepts and shows the student how to prepare for their financial security. 1) Understanding how money works, 2) Learning about investment strategies, 3) Knowing and applying the principles of financial planning.

Title:

Building a Better Future: A Financial Education Program for English as a Second Language Classes

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

The "Building a Better Future Financial Education Program" can be used to help newly arrived immigrants understand the financial system in the United States and to feel more comfortable using financial institutions and planning their financial future. The curriculum includes teacher and student manuals in both English and Spanish. The Spanish and ESL versions include six units on the following topics: 1) How to use a financial institution. 2) How to increase my savings and write a budget. 3) How to use credit. 4) How to buy a car. 5) How to buy a house. 6) Introduction to taxes.

Title:

Kids and Money/Money and Your Kids A Newsletter for Kids & Parents

Descriptors:

Budgeting, consumer issues, credit management, investing, record keeping, saving, other: allowances, wants vs needs, goal-setting

Language(s):

English

Abstract:

This award winning monthly newsletter is targeted at fifth graders and their parents. Nine issues covering goals, wants and needs, getting money, saving, value for your money, allowances, tracking money, saving money and borrowing. One side of the newsletter is for parents and the other side is for students.

Title:

Saving Ourselves

Descriptors:

Budgeting, credit management, insurance, investing, personal finance basics, record keeping, risk management, saving, taxes, working with financial institutions and professionals, other: communicating about money, setting goals, saving for a tangible asset

Language(s):

English

Abstract:

"Saving Ourselves" modules are designed for flexible use, both as a series and to stand alone. Each of the five modules take approximately two hours to present. In series they should be used from two weeks to a month apart to allow time for the participants to work with the materials at home. The materials are best used with groups of 5-20 participants who are saving for an identified asset goal. When using "Saving Ourselves" as a "saving program" curriculum, facilitators should include an orientation session or opportunity that precedes the series for participants to open a dedicated savings account. Much of the material in "Saving Ourselves" is process oriented, that is, it is geared toward moving participants from where they are to where they want to be. Facilitators should add information that is appropriate to their geographic or target population.

Title:

Personal Finance: A simulation of managing financial activities in everyday life

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, retirement planning, taxes, working with financial institutions and professionals, other: job application

Language(s):

English

Abstract:

"Personal Finance" is a simulation where participant teams make financial decisions from their first paycheck through their retirement. The goal of this standards-based unit is to make participants "money smart". Participants apply for jobs, compute paychecks, choose benefit packages, buy cars and houses, manage expenses, plan for retirement, and compute net worth.

Title:

Smart Money Management

Descriptors:

Budgeting, credit management, personal finance basics, record keeping, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

Developed to help persons with addictive behaviors who have chosen 12-step type programs to facilitate their recovery, the "Smart Money Management" Trainer's Manual and Client Workbook present personal financial management in the context of the twelve steps with sensitivity to the issues faced by those recovering from addiction.

Title:

Make Your Move...A Guide to Home Ownership

Descriptors:

Budgeting, credit management, homeownership, personal finance basics, record keeping, risk management, working with financial institutions and professionals, other: predatory lending

Language(s):

English

Abstract:

"Make Your Move" is a comprehensive national, standardized homebuyer's education program that meets HUD and Fannie Mae guidelines. Written at the eight-grade level, the course includes pre- and post-education exams and explains underwriting guidelines and the reasons behind them. This course is designed for both self-study and classroom instruction.

Title:

Hands on Banking / El futuro en tus manos
Money skills you need for life

Descriptors:

Automobile, banking, budgeting, credit management, entrepreneur, homeownership, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

"Hands on Banking"/"El Futuro En Tus Manos" features instruction in English and Spanish for users from 4th grade through adults. Topics include: budgeting, savings and checking accounts, credit, investing, homeownership, and starting a small business. Curriculum for school-age students meets or exceeds national education standards for math, literacy, and economics. The teacher's guide is designed to be used alone or as an adjunct to the online/CD-ROM program. The program includes teacher's guides for the four age groups, tips, tools, and dictionary.

Title:

Out of Hock & Out of Debt

Descriptors:

Credit management, debt management and reduction, record keeping, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

"Not too long ago, the American Dream was to own a home, a new car, and to send the kids off to college. Today, for a lot of people, the American Dream is to get out of debt."  This booklet provides a fresh perspective into "the economy, credit, and thegood life". Topics covered include: credit management, controlling debt, getting out of debt, and the untold affects of bankruptcy.

Title:

Four Cornerstones of Financial Literacy

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

The Four Cornerstones curriculum builds 'financial literacy', i.e. the ability to speak the language of and function well in the culture of the mainstream U.S. financial world. The four cornerstones are: 1. Budgeting to create savings; 2. Debt reductionand asset building; 3. Building a good credit rating; and 4. Consumer protection and financial institutions. 

Title:

Becoming Part of Wealth in America
COMO LLEGAR A SER PARTE DE LA REQUEZA EN LOS ESTADOS UNIDOS

Descriptors:

Banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This curriculum is designed to build 'financial literacy' and the ability to function in the mainstream U.S. financial world. The curriculum is divided into two parts, and is translated into Spanish: Part One: Understanding American financial institutionsthat help families build wealth Part Two: Protecting our wealth from becoming lost or stolen. 

Title:

Protecting Your Identity: Identity Theft
Financial Fitness for Young Adults Series

Descriptors:

Consumer issues, identity theft, record keeping, risk management

Language(s):

English

Abstract:

Financial Fitness Series presents the pleasures and pitfalls of financial responsibility, by sharing successful strategies for remaining financially fit.