Financial Education Clearinghouse
List of Educational Materials

The Financial Education Clearinghouse offers a variety of curricula, self-study programs, and Web site resources. Materials included in the Clearinghouse are intended to be of value to individuals and organizations that provide educational and support services to underserved adult populations including immigrants, the newly employed, young workers, and those transitioning from welfare to work. Individuals will find that the Subject Listing will direct them to a variety of specific topics. Organizations that wish to offer a basic financial literacy training program to their clients will find it most useful to select the general subject, Personal Finance Basics from the Subject Listing.

Subject Listing

The listing below offers a general introduction to the types of information in the Financial Education Clearinghouse. The Clearinghouse is updated periodically, and the Subject Listing will be updated as needed to appropriately categorize materials. To explore a topic, select a subject from the list. You may be guided through additional choices such as curricula, self-study, and Web sites to help you focus on the format of information you seek. Subtopics and cross references to other subjects are included in the Subject Listing to assist in finding related information. While many of these materials are free, others do carry a purchase price. For more information, please click on the specific titles of the publications or materials that interest you in the sections below.

Automobile Tips on buying new or used vehicles, leasing, repossession, maintenance, repair. (See also: Insurance)

Banking Opening and maintaining checking and savings accounts, loans, electronic funds transfers, using ATMs. (See also: Working with Financial Institutions and Professionals)

Budgeting Spending plans, financial goal setting, identifying wants vs. needs, money management, cutting expenses, tracking expenses.

Consumer Issues Legal rights and responsibilities, rent-to-own contracts, consumer resources, unemployment, telemarketing. (See also: Working with Financial Institutions and Professionals and Credit Management)

Credit Management Shopping for the right credit card, deciding whether to use credit, debt reduction. (See also: Consumer Issues)

Entrepreneur Starting a business, micro-enterprise, business financial reports.

Estate planning Creating an estate plan, objectives, methods of property ownership, wills, trusts.

Homeownership Preparing to buy a home, shopping for a home, mortgages, calculating mortgage payments, lender sources, terminology, settlement statements, closing, warranties, inspections, title services maintenance, predatory lending. (See also: Insurance)

Insurance Automobile, disability, home, health, life, long-term care. (See also: Risk Management)

Investing Goal setting, mutual funds, equities, stocks, bonds. (See also: Retirement Planning)

Personal Finance Basics Classroom and workshop materials on a range of personal financial planning topics, curricula on money management issues, teacher guides, classroom materials, games, workbooks, worksheets, overheads, videos.

Record Keeping Organizing financial records, determining what records to keep and where, household inventories, worksheets, checkbook register, keeping and replacing important documents. (See also: Banking and Homeownership)

Retirement Planning IRAs, 401(k), Social Security, retirement living, life planning, cutting expenses. (See also: Investing)

Risk Management Safety, security, maintenance, repair. (See also: Insurance)

Saving Goal setting, tips on cutting expenses, identifying wants vs. needs, smart shopping.

Taxes Income taxes, tax returns, tax credits, tax reduction strategies.

Working with Financial Institutions and Professionals Banks, credit unions, creditors, financial planners, tax preparers. (See also: Banking, Homeownership, Consumer Issues, and Credit Management)