Title:

Financial Resources and Economic Education (F.R.E.E.)

Descriptors:

Banking, budgeting, consumer issues, credit management, homeownership, personal finance basics, saving

Language(s):

English

Abstract:

F.R.E.E. helps immigrants gain control over their own finances, while improving their English language skills. Its student workbook and teacher's guide include units on money basics, budgets, banking, saving money, and buying a home. A "big picture" section leads students to look critically at their economic environment. The Teacher's Guide includes background notes and answer keys for the workbook units.

Title:

CreditSmart

Descriptors:

Banking, budgeting, credit management, homeownership, personal finance basics, record keeping, saving, and goal setting

Language(s):

English, Spanish

Abstract:

A series of training "modules" on avoiding/getting out of debt, building/improving credit and other financial management issues helpful to lower-income participants.

Title:

Guide to Securing Your Financial Future
"The First Step Toward Solving Your Financial Puzzle"

Descriptors:

Banking, budgeting, credit management, estate planning, homeownership, insurance, investing, record keeping, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

This educational book helps to learn the basics of personal financial investing and helps to develop an action plan that incorporates savings goals. The guide is divided into several 'Stops' which the reader works through to develop a good working knowledge of finance which will empower him/her to make better financial choices.

Title:

Guide to Money Management Skills For The Unemployed

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

This guide book teaches individuals how to cope with living on a reduced income. The reader is encouraged to track expenses to develop a realistic spending plan and savings goal, how to talk with creditors, how to handle unemployment benefits, and 401(k) monies, and other issues.

Title:

Targeting Success
Making your career and financial dream come true - Student Portfolio

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals, other: job search

Language(s):

English

Abstract:

This is the 65-page student portfolio/workbook, which accompanies the "Targeting Success" CD-ROM training program. It provides worksheets and an organized place to store the printed documents from the program in a neat, orderly fashion with four pockets and divided according to lessons.

Title:

Targeting Success
Making your career and financial dream come true

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, retirement planning, saving, taxes, working with financial institutions and professionals, other: job search

Language(s):

English

Abstract:

"Targeting Success" is a multi-media program with fully narrated lessons allowing individuals of all educational backgrounds the ability to create a personal portfolio that includes career and financial goals, a professional resume, a strategy for attacking the job search process, a personal budget, and a savings and investment plan. A student portfolio is available separately. 

Title:

The Money Camp for Grown-ups! Financial Playbook [...Kids!]
and Coach's Curriculum Binder

Descriptors:

Banking, budgeting, consumer issues, entrepreneur, homeownership, investing, personal finance basics, retirement planning, saving

Language(s):

English

Abstract:

The Money Camp for Grown-ups! is a unique sixteen-module financial literacy curriculum. It includes the basic personal money management skills needed to grow financially independent as well as the mental and psychological aspects of money (thoughts, beliefs, and attitudes) which influence a lifetime of financial decisions. Also available as The Money Camp for Kids!

Title:

Buying Your First Home-There's No Place Like Home

Descriptors:

Homeownership, investing, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

The most expensive and complicated purchase most of us will make is to buy a house. This pamphlet includes discussion of buying vs. renting; how to determine affordability; explains financing and the role of agents.

Title:

Building Community Wealth through Individual Access to Credit and Banking Services

Descriptors:

Budgeting, homeownership, investing, personal finance basics, risk management, saving, working with financial institutions and professionals, overall financial planning

Language(s):

English, Spanish

Abstract:

This multi-modular curriculum is compiled of a variety of budgeting and personal finance activities and resources. The curriculum is designed for a train-the-trainer workshop conducted by NCRC's Financial Education Staff. The modules are designed to stand alone or as part of a series.

Title:

Credit When Credit is Due

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, risk management, saving, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This national, standardized 12-lesson, 300-page education program is designed to help individuals gain basic understanding of money issues and responsibilities involving credit. A test is taken following each session, the facilitator/teacher signs off on each test that is passed. A certificate is awarded following the successful completion of the course.

Title:

The Secrets to Good Credit and Debt Reduction—A Consumer Self-Help Guide

Descriptors:

Budgeting, credit management, homeownership, working with financial institutions and professionals

Language(s):

English

Abstract:

This 104-page practical, comprehensive guide is perfect for counseling, classrooms or self-study. There are 15 topics in short, easy to read chapters, each divided into four parts: Part I Understanding Credit, Part II Establishing a Good Credit Rating, Part III Getting Out of Debt, Part IV Credit and Purchasing a Home.

Title:

Building Native Communities: Financial Skills for Families

Descriptors:

Budgeting, homeownership, insurance, investing, personal finance basics, saving, taxes, work with financial institutions and professionals

Language(s):

English

Abstract:

Financial skills curriculum for Native communities in America that includes material developed to give Native people a firm foundation in financial literacy. This culturally aware training provides the assistance to make good financial decisions.

Title:

Economic Literacy Education

Descriptors:

Budgeting, homeownership, investing, personal finance basics, saving, taxes, work with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

Economic Literacy Education was developed for the Individual Development Account Program of EOA of Washington County. This IDA program serves low income families (income of 185% poverty or below) and provides them with economic education and matched savings so they can acquire long-term financial assets.

Title:

Dollar $ense: An Economic Literacy Curriculum for Individual Development Account Programs: Eight Steps Toward Economic Independence through Asset Ownership

Descriptors:

Budgeting, saving and investing, risk management, working with financial institutions and professionals, taxes, home-ownership, personal finance basics, credit management

Language(s):

English

Abstract:

Dollar $ense financial literacy education provides participants with "hard " information" definitions, facts, theories and skills related to money management and is offered in the context of long-term asset-building. The series of eight workshops offered monthly creates a positive learning environment where participants also understand the behavioral elements that affect their financial decision making. Designed for use by non-profits and financial institutions engaged in Individual Development Account (IDA) programs. Adaptable to other asset building programs.

Knowing and Understanding Your Credit

Credit management, budgeting, working with financial institutions and professionals, home ownership, consumer issues, saving, investing

Language(s):

English, Spanish, Chinese, Korean, Vietnamese

Abstract:

Developed in collaboration with The National Endowment for Financial Education—this guide helps consumers understand what credit is, learn how to establish good credit, repair credit problems, and learn how to take control of their credit as the first step in the home-buying process.

Title:

Into the Shark Tank: Surviving the Loan Closing Process

Descriptors:

Budgeting, credit management, homeownership, personal finance basics

Language(s):

English

Abstract:

The teaching guide and video vignettes discuss the loan closing process for consumer loans. Suggestions are provided for ways borrowers can leave a loan closing and feel confident about the process.

Title:

Housing from HDFS

Descriptors:

Homeownership

Language(s):

English

Abstract:

This Internet location is one level of a comprehensive Web site focused on housing issues. It provides links to information on financial and legal aspects of homeownership. Includes links to financial calculators, consumer information, and information on the purchasing process and financing and refinancing options.

Title:

Basics of Money and Assets

Descriptors:

Budgeting, saving, investing, homeownership, banking, credit management, personal finance basics

Language(s):

English, Russian, French & Creole

Abstract:

"Basics of Money and Assets" is a cycle of two, three-hour workshops offered by the Business Center for New Americans. Workshop I covers the basics of banking in the United States and discusses credit management, debt, spending, saving, and introduces the concept of assets. Workshop II focuses on educating clients on the benefits and responsibilites of acquiring assets, particularly home ownership. The program uses a combination of materials developed by Fannie Mae Foundation and the New York Association for New Americans, Inc.

Title:

Money Mechanics

Descriptors:

Budgeting, saving, investing, risk management, taxes, homeownership, automobile, record keeping, insurance

Language(s):

English

Abstract:

Series of 12 easy-to-read fact sheets that help individuals analyze their credit habits, set up a record-keeping system, develop a spending plan, figure their house-buying power, calculate their net worth, learn about insurance, develop a plan for saving and investing, and much more.

Title:

Planning Guide for Home Buyer Education Programs

Descriptors:

Homeownership

Language(s):

English

Abstract:

Designed to present the basics of buying a home, the planning guide outlines a 5-week series of workshops with 2-3 hour sessions. Based on the Fannie Mae Administrator's Guide materials, it includes reproducible handouts, overhead transparencies, and two videos. 

Title:

Money and Assets: A Guide to Financial and Economic Empowerment

Descriptors:

Budgeting, saving, investing, risk management, working with financial institutions and professionals, taxes, homeownership, entrepreneur, personal finance basics

Language(s):

English

Abstract:

This guide is used by groups interested in learning more about economic self-sufficiency and financial planning. It is based on the economic component of the Women's Self-Employment Project's Individual Development Account (IDA) program.

Title:

Consumer and Family Economics Web Site

Descriptors:

Credit management, homeownership, insurance, retirement planning

Language(s):

English

Abstract:

The Consumer and Family Economics Web Site provides information to help consumers make financial decisions. Web site categories include credit, disaster preparedness and recovery, health-care decisions, housing decisions, insurance choices, money management, retirement planning, and smart shopping.

Title:

Managing Debt and Building Wealth

Descriptors:

Budgeting, homeownership, investing, personal finance basics, saving

Language(s):

Video available in English and Spanish; consumer brochure available in English, Spanish, and Chinese; Leader's Guide available in English.

Abstract:

This financial management program consists of a video, a leader's guide, and a consumer brochure for use by community educators and leaders who work with consumers experiencing debt management problems. It was produced in cooperation with the Consumer Federation of America, Consumer Action, Neighborhood Reinvestment Corporation, the National Foundation for Credit Counseling and the U. S. Cooperative State Research, Education and Extension Service.

Title:

Descriptors:

Language(s):

English, Spanish

Abstract:

Title:

Descriptors:

Language(s):

English

Abstract:

Title:

The ABCs of Personal Finance - Module I
A Consumers Guide For Money Management

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, record keeping, saving, taxes

Language(s):

English, Spanish

Abstract:

The ABCs of Personal Finance is delivered in two modules. The Financial Fitness Program is designed to give the reader/student the skills necessary to make wise financial decisions. Module I addresses the basic financial and consumer skills needed to prepare for home ownership, and provides the foundation for the more advanced material presented in Module II.

Title:

The ABCs of Personal Finance - Module II
Managing Your Way to Financial Success

Descriptors:

Banking, estate planning, investing, personal finance basics, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

The ABCs of Personal Finance is delivered in two modules. Building on the basics of sound money management studied in Module I, Module II introduces three basic concepts and shows the student how to prepare for their financial security. 1) Understanding how money works, 2) Learning about investment strategies, 3) Knowing and applying the principles of financial planning.

Title:

66 Ways to Save Money

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, saving

Language(s):

English, Spanish

Abstract:

"66 Ways to Save Money" is published by the Consumer Literacy Consortium representing federal and state government, consumer groups, business, and educational institutions. This brochure disseminates money-saving shopping tips about 28 frequently purchased products to the roughly two-thirds of households who do not usually engage in a careful product search.

Title:

Building Blocks for Financial Success

Descriptors:

Banking, budgeting, credit management, entrepreneur, financing education, homeownership, insurance, investing, personal finance basics, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, limited information in Spanish

Abstract:

WORC's online interactive Building Blocks distance learning curriculum provides training and counseling online. Program participants will be able to enroll, set goals and take basic financial courses online.

Title:

Building a Better Future: A Financial Education Program for English as a Second Language Classes

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

The "Building a Better Future Financial Education Program" can be used to help newly arrived immigrants understand the financial system in the United States and to feel more comfortable using financial institutions and planning their financial future. The curriculum includes teacher and student manuals in both English and Spanish. The Spanish and ESL versions include six units on the following topics: 1) How to use a financial institution. 2) How to increase my savings and write a budget. 3) How to use credit. 4) How to buy a car. 5) How to buy a house. 6) Introduction to taxes.

Title:

Personal Finance: A simulation of managing financial activities in everyday life

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, retirement planning, taxes, working with financial institutions and professionals, other: job application

Language(s):

English

Abstract:

"Personal Finance" is a simulation where participant teams make financial decisions from their first paycheck through their retirement. The goal of this standards-based unit is to make participants "money smart". Participants apply for jobs, compute paychecks, choose benefit packages, buy cars and houses, manage expenses, plan for retirement, and compute net worth.

Title:

Make Your Move...A Guide to Home Ownership

Descriptors:

Budgeting, credit management, homeownership, personal finance basics, record keeping, risk management, working with financial institutions and professionals, other: predatory lending

Language(s):

English

Abstract:

"Make Your Move" is a comprehensive national, standardized homebuyer's education program that meets HUD and Fannie Mae guidelines. Written at the eight-grade level, the course includes pre- and post-education exams and explains underwriting guidelines and the reasons behind them. This course is designed for both self-study and classroom instruction.

Title:

Hands on Banking / El futuro en tus manos
Money skills you need for life

Descriptors:

Automobile, banking, budgeting, credit management, entrepreneur, homeownership, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

"Hands on Banking"/"El Futuro En Tus Manos" features instruction in English and Spanish for users from 4th grade through adults. Topics include: budgeting, savings and checking accounts, credit, investing, homeownership, and starting a small business. Curriculum for school-age students meets or exceeds national education standards for math, literacy, and economics. The teacher's guide is designed to be used alone or as an adjunct to the online/CD-ROM program. The program includes teacher's guides for the four age groups, tips, tools, and dictionary.

Title:

Four Cornerstones of Financial Literacy

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

The Four Cornerstones curriculum builds 'financial literacy', i.e. the ability to speak the language of and function well in the culture of the mainstream U.S. financial world. The four cornerstones are: 1. Budgeting to create savings; 2. Debt reductionand asset building; 3. Building a good credit rating; and 4. Consumer protection and financial institutions. 

Title:

Becoming Part of Wealth in America
COMO LLEGAR A SER PARTE DE LA REQUEZA EN LOS ESTADOS UNIDOS

Descriptors:

Banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This curriculum is designed to build 'financial literacy' and the ability to function in the mainstream U.S. financial world. The curriculum is divided into two parts, and is translated into Spanish: Part One: Understanding American financial institutionsthat help families build wealth Part Two: Protecting our wealth from becoming lost or stolen.