Title:

Money Work$: Working Toward a Better Financial Future

Descriptors:

Banking, budgeting, consumer issues, credit management, personal finance basics, record keeping, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

Money Work$ is a complete financial education program tailored to meet unique learning needs of very low, low and moderate income audiences in basic money management, including: financial goal setting, selecting a banking or credit union account, tracking expenses, creating a spending plan, managing a checking/share draft account, and more.

Title:

Financial Resources and Economic Education (F.R.E.E.)

Descriptors:

Banking, budgeting, consumer issues, credit management, homeownership, personal finance basics, saving

Language(s):

English

Abstract:

F.R.E.E. helps immigrants gain control over their own finances, while improving their English language skills. Its student workbook and teacher's guide include units on money basics, budgets, banking, saving money, and buying a home. A "big picture" section leads students to look critically at their economic environment. The Teacher's Guide includes background notes and answer keys for the workbook units.

Title:

The Money Camp for Grown-ups! Financial Playbook [...Kids!]
and Coach's Curriculum Binder

Descriptors:

Banking, budgeting, consumer issues, entrepreneur, homeownership, investing, personal finance basics, retirement planning, saving

Language(s):

English

Abstract:

The Money Camp for Grown-ups! is a unique sixteen-module financial literacy curriculum. It includes the basic personal money management skills needed to grow financially independent as well as the mental and psychological aspects of money (thoughts, beliefs, and attitudes) which influence a lifetime of financial decisions. Also available as The Money Camp for Kids!

Title:

All About Banking

Descriptors:

Banking, investing, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

An overview of products and services offered by a typical financial institution. Topics include savings accounts, checking accounts, loans, safe deposit boxes, and ATMs. Publication also highlights FDIC insurance, the history of banking and the development of money.

Title:

CreditSmart

Descriptors:

Banking, budgeting, credit management, homeownership, personal finance basics, record keeping, saving, and goal setting

Language(s):

English, Spanish

Abstract:

A series of training "modules" on avoiding/getting out of debt, building/improving credit and other financial management issues helpful to lower-income participants.

Title:

Guide to Securing Your Financial Future
"The First Step Toward Solving Your Financial Puzzle"

Descriptors:

Banking, budgeting, credit management, estate planning, homeownership, insurance, investing, record keeping, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

This educational book helps to learn the basics of personal financial investing and helps to develop an action plan that incorporates savings goals. The guide is divided into several 'Stops' which the reader works through to develop a good working knowledge of finance which will empower him/her to make better financial choices.

Title:

Guide to Money Management Skills For The Unemployed

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

This guide book teaches individuals how to cope with living on a reduced income. The reader is encouraged to track expenses to develop a realistic spending plan and savings goal, how to talk with creditors, how to handle unemployment benefits, and 401(k) monies, and other issues.

Title:

Targeting Success
Making your career and financial dream come true - Student Portfolio

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals, other: job search

Language(s):

English

Abstract:

This is the 65-page student portfolio/workbook, which accompanies the "Targeting Success" CD-ROM training program. It provides worksheets and an organized place to store the printed documents from the program in a neat, orderly fashion with four pockets and divided according to lessons.

Title:

Your Personal Guide to Loans and Credit

Descriptors:

Banking, budgeting, credit management, record keeping, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

Topics include a self-evaluation of credit worthiness, how to establish and maintain good credit, understanding loan principles, evaluating loan needs, setting up a monthly budget, amortizing a loan and the step-by-step process of applying for a loan. Important tips are provided for the proper use of credit cards and how to use them safely.

Title:

Your Checking Account

Descriptors:

Banking, budgeting, record keeping, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

An instructional kit designed to develop the skills needed to maintain a personal checking account. Students first learn about checking basics and then actually write checks, make deposits, and reconcile their accounts using the forms provided with each kit. The materials are available in both an English and Spanish version.

Title:

How To Write Checks

Descriptors:

Banking, personal finance basics, record keeping

Language(s):

English

Abstract:

"How to Write Checks" is a downloadable lesson plan that teaches how to balance a checkbook, pay bills, write checks, and problem solve. 72 page ebook includes: teachers guide, reproducible exercises and three months of lessons including blank checks, registers, mock invoices, monthly statements and more.

Title:

Targeting Success
Making your career and financial dream come true

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, retirement planning, saving, taxes, working with financial institutions and professionals, other: job search

Language(s):

English

Abstract:

"Targeting Success" is a multi-media program with fully narrated lessons allowing individuals of all educational backgrounds the ability to create a personal portfolio that includes career and financial goals, a professional resume, a strategy for attacking the job search process, a personal budget, and a savings and investment plan. A student portfolio is available separately. 

Title:

A Prescription for Financial Wellne$$

Descriptors:

Banking, budgeting, consumer issues, credit management, estate planning, insurance, investing, personal finance basics, record keeping, retirement planning, risk management, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

This financial education program helps clients assess their "fiscal" health. Through interactive classes and homework assignments in record organization, saving, investing, credit, insurance, budgeting and cash management, retirement and estate planning, participants will learn to plan, save, and make other prudent financial decisions. The entire program is designed to be a four-week, in-depth series (2-3 hours each) with fact sheets, worksheets, exercises and activities available for use. Each module can stand alone as a 1 to 1 1/2 hour program. A post-test to compare to the pre-test will help participants determine what they have learned.

Title:

66 Ways to Save Money

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, saving

Language(s):

English, Spanish

Abstract:

"66 Ways to Save Money" is published by the Consumer Literacy Consortium representing federal and state government, consumer groups, business, and educational institutions. This brochure disseminates money-saving shopping tips about 28 frequently purchased products to the roughly two-thirds of households who do not usually engage in a careful product search.

Title:

A Woman's Guide to Taking Charge: Basic Tools for Managing Your Money

Descriptors:

Banking, budgeting, credit management, saving, investing

Language(s):

English, Spanish

Abstract:

This 226-page "how-to" book helps women learn to save more, spend less, use checking and savings accounts "smarter", find the right checking or savings account, reduce debt, and establish good credit It even addresses how to teach children about money.

Title:

All My Money

Descriptors:

Budgeting, banking, working with financial institutions and professionals, credit management, consumer issues, personal finance basics

Language(s):

English, Spanish

Abstract:

This innovative, hands-on curriculum emphasizes money management skills necessary for people with limited financial resources. It is a train-the-trainer program for staff and volunteers in community agencies and social service organizations. Each of the eight lessons is designed to stand alone or be taught as part of the series. Learning activities, worksheets, and handout masters for classroom teaching are provided.

Title:

Descriptors:

Language(s):

English, Spanish

Abstract:

Title:

Basics of Money and Assets

Descriptors:

Budgeting, saving, investing, homeownership, banking, credit management, personal finance basics

Language(s):

English, Russian, French & Creole

Abstract:

"Basics of Money and Assets" is a cycle of two, three-hour workshops offered by the Business Center for New Americans. Workshop I covers the basics of banking in the United States and discusses credit management, debt, spending, saving, and introduces the concept of assets. Workshop II focuses on educating clients on the benefits and responsibilites of acquiring assets, particularly home ownership. The program uses a combination of materials developed by Fannie Mae Foundation and the New York Association for New Americans, Inc.

Title:

Building Blocks for Financial Success

Descriptors:

Banking, budgeting, credit management, entrepreneur, financing education, homeownership, insurance, investing, personal finance basics, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, limited information in Spanish

Abstract:

WORC's online interactive Building Blocks distance learning curriculum provides training and counseling online. Program participants will be able to enroll, set goals and take basic financial courses online.

Title:

Building a Better Future: A Financial Education Program for English as a Second Language Classes

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish, English as Second Language

Abstract:

The "Building a Better Future Financial Education Program" can be used to help newly arrived immigrants understand the financial system in the United States and to feel more comfortable using financial institutions and planning their financial future. The curriculum includes teacher and student manuals in both English and Spanish.

Title:

Credit When Credit is Due

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, risk management, saving, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This national, standardized 12-lesson, 300-page education program is designed to help individuals gain basic understanding of money issues and responsibilities involving credit. A test is taken following each session, the facilitator/teacher signs off on each test that is passed. A certificate is awarded following the successful completion of the course.

Title:

Dollar Works: The ABCs of Economic Literacy

Descriptors:

Banking, budgeting, credit management, decision making, investing, personal finance basics, problem solving, record keeping, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This curriculum for agency staff and trained volunteers helps newly employed individuals learn to manage their financial resources. The four parts, which may be tailored independently, cover decision making, money management, paychecks and bank accounts, and credit and debt management. Teaching guidelines, fact sheets, and copy-ready handouts are included.

Title:

Hands on Banking / El futuro en tus manos
Money skills you need for life

Descriptors:

Automobile, banking, budgeting, credit management, entrepreneur, homeownership, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

"Hands on Banking"/"El Futuro En Tus Manos" features instruction in English and Spanish for users from 4th grade through adults. Topics include: budgeting, savings and checking accounts, credit, investing, homeownership, and starting a small business. Curriculum for school-age students meets or exceeds national education standards for math, literacy, and economics. The teacher's guide is designed to be used alone or as an adjunct to the online/CD-ROM program. The program includes teacher's guides for the four age groups, tips, tools, and dictionary.

Title:

Helping People in Your community Understand Basic Financial Services

Descriptors:

Banking, consumer issues, working with financial institutions and professionals, personal finance basics

Language(s):

English, Spanish

Abstract:

Comprehensive educator's guide covers the topics of working with collaborators and partnerships, planning the educational program, delivering the educational program (best practices guidelines), resources and contact information, consumer protection laws, and consumer worksheets. The Fact Sheet series includes information on direct deposit, choosing a financial institution, choosing a deposit account, using deposit accounts (including how to balance a checkbook), ATMs, debit cards, understanding electronic products and services (2000 edition) and managing an electronic account (2000 edition).

Title:

Let's Build a Business
A Workbook for Microenterprise Training Classes

Descriptors:

Banking, budgeting, entrepreneur, personal finance basics, record keeping

Language(s):

English

Abstract:

This is a training guidebook designed to enable the development of a comprehensive, appropriate business plan for small or self-employment businesses. It is designed especially with low-income and/or start-up entrepreneurs in mind.

Title:

Descriptors:

Language(s):

English

Abstract:

Title:

Money and Assets: A Guide to Financial and Economic Empowerment

Descriptors:

Budgeting, saving, investing, risk management, working with financial institutions and profesionals, taxes, homeownership, entrepreneur, personal finance basics

Language(s):

English

Abstract:

This guide is used by groups interested in learning more about economic self-sufficiency and financial planning. It is based on the economic component of theWomen's Self-Employment Project's Individual Development Account (IDA) program.

Title:

Descriptors:

Language(s):

English, Spanish

Abstract:

Title:

Personal Finance: A simulation of managing financial activities in everyday life

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, retirement planning, taxes, working with financial institutions and professionals, other: job application

Language(s):

English

Abstract:

"Personal Finance" is a simulation where participant teams make financial decisions from their first paycheck through their retirement. The goal of this standards-based unit is to make participants "money smart". Participants apply for jobs, compute paychecks, choose benefit packages, buy cars and houses, manage expenses, plan for retirement, and compute net worth.

Title:

The ABCs of Personal Finance - Module I
A Consumers Guide For Money Management

Descriptors:

Banking, budgeting, credit management, homeownership, insurance, investing, personal finance basics, record keeping, saving, taxes

Language(s):

English, Spanish

Abstract:

The ABCs of Personal Finance is delivered in two modules. The Financial Fitness Program is designed to give the reader/student the skills necessary to make wise financial decisions. Module I addresses the basic financial and consumer skills needed to prepare for home ownership, and provides the foundation for the more advanced material presented in Module II.

Title:

The ABCs of Personal Finance - Module II
Managing Your Way to Financial Success

Descriptors:

Banking, estate planning, investing, personal finance basics, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

The ABCs of Personal Finance is delivered in two modules. Building on the basics of sound money management studied in Module I, Module II introduces three basic concepts and shows the student how to prepare for their financial security. 1) Understanding how money works, 2) Learning about investment strategies, 3) Knowing and applying the principles of financial planning.

Title:

You & Your Money
Financial Reflections for a Lifetime

Descriptors:

Banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, saving

Language(s):

English

Abstract:

An engaging compendium of short articles covering a lifetime of familiar financial issues in a way that enhances the reader's understanding and appreciation of the financial challenges and opportunities they face throughout life. A great book for parents to share with children and adults to share with parents. The approach is easy-going, and even entertaining at times, but the information and insights are based on both investigative research and years of experience in studying the basic issues of personal finance.

Title:

Your Money & Your Life
A Financial Education Curriculum for Limited-Resource Audiences

Descriptors:

Advantages of using mainstream financial institutions, debt management, avoiding money traps (including high-interest loans), job benefits, investing, public benefits (including effect of assets on eligibility for means-tested programs), taxes (including earned income credit, child credit, child care credit)

Language(s):

English (handouts, but not instructor manual, also in Spanish)

Abstract:

University of Illinois Extension collaborated with Illinois's Financial Links for Low-Income People coalition to develop this companion to Extension's "All My Money" curriculum to further meet the financial education needs of persons transitioning from welfare to work and other limited resource people. The result of this collaboration is "Your Money & Your Life". The eight lessons cover: 1) Managing Debt, 2) Avoiding Money Traps, 3) Using Financial Institutions, 4) Choosing Insurance, 5) Learning About Job Benefits, 6) Making Money With Money, 7) Taking Advantage of Public Benefits, and 8) Understanding Taxes.

Title:

Your Own Money

Descriptors:

Banking, credit management, investing, saving

Language(s):

English, Spanish

Abstract:

This brochure teaches the most basic concepts about money including how to read a pay stub, open a bank account, secure and protect a social security card, and develop savings and credit. The content has been edited to a sixth-grade reading level and pilot tested.

Title:

Four Cornerstones of Financial Literacy

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

The Four Cornerstones curriculum builds 'financial literacy', i.e. the ability to speak the language of and function well in the culture of the mainstream U.S. financial world. The four cornerstones are: 1. Budgeting to create savings; 2. Debt reductionand asset building; 3. Building a good credit rating; and 4. Consumer protection and financial institutions. 

Title:

Becoming Part of Wealth in America
COMO LLEGAR A SER PARTE DE LA REQUEZA EN LOS ESTADOS UNIDOS

Descriptors:

Banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This curriculum is designed to build 'financial literacy' and the ability to function in the mainstream U.S. financial world. The curriculum is divided into two parts, and is translated into Spanish: Part One: Understanding American financial institutionsthat help families build wealth Part Two: Protecting our wealth from becoming lost or stolen.