Title:

Guide to Money Management Skills For The Unemployed

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, retirement planning, risk management, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

This guide book teaches individuals how to cope with living on a reduced income. The reader is encouraged to track expenses to develop a realistic spending plan and savings goal, how to talk with creditors, how to handle unemployment benefits, and 401(k) monies, and other issues.

Title:

Building a Better Future: A Financial Education Program for English as a Second Language Classes

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

The "Building a Better Future Financial Education Program" can be used to help newly arrived immigrants understand the financial system in the United States and to feel more comfortable using financial institutions and planning their financial future. The curriculum includes teacher and student manuals in both English and Spanish. The Spanish and ESL versions include six units on the following topics: 1) How to use a financial institution. 2) How to increase my savings and write a budget. 3) How to use credit. 4) How to buy a car. 5) How to buy a house. 6) Introduction to taxes.

Title:

Buying a New Car

Descriptors:

Automobile, consumer issues

Language(s):

English

Abstract:

Discusses pricing terms, financing options, trade-ins, and service contracts. Includes a worksheet to help the consumer when buying a car.

Title:

Buying a Used Car

Descriptors:

Automobile, consumer issues

Language(s):

English

Abstract:

Explains the Buyers Guide required on all used cars sold by dealers. Also discusses payment options, private sales, and car-buying tips. Addresses warranties, service contracts and spoken promises.

Title:

Credit When Credit is Due

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, risk management, saving, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

This national, standardized 12-lesson, 300-page education program is designed to help individuals gain basic understanding of money issues and responsibilities involving credit. A test is taken following each session, the facilitator/teacher signs off on each test that is passed. A certificate is awarded following the successful completion of the course.

Title:

Deals on Wheels-Getting Your Best Buy

Descriptors:

Automobile, budgeting, investing, saving, working with financial institutions and professionals

Language(s):

English

Abstract:

This pamphlet helps first-time (as well as experienced) auto buyers examine their options: Which make and model? New or used? Buy or lease? Cash or loan? Dealer-financed or bank loan? And what about insurance?

Title:

Hands on Banking / El futuro en tus manos
Money skills you need for life

Descriptors:

Automobile, banking, budgeting, credit management, entrepreneur, homeownership, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English, Spanish

Abstract:

"Hands on Banking"/"El Futuro En Tus Manos" features instruction in English and Spanish for users from 4th grade through adults. Topics include: budgeting, savings and checking accounts, credit, investing, homeownership, and starting a small business. Curriculum for school-age students meets or exceeds national education standards for math, literacy, and economics. The teacher's guide is designed to be used alone or as an adjunct to the online/CD-ROM program. The program includes teacher's guides for the four age groups, tips, tools, and dictionary.

Title:

Descriptors:

Language(s):

English

Abstract:

Title:

Descriptors:

Language(s):

English, Spanish

Abstract:

Title:

Personal Finance: A simulation of managing financial activities in everyday life

Descriptors:

Automobile, banking, budgeting, credit management, homeownership, insurance, personal finance basics, record keeping, retirement planning, taxes, working with financial institutions and professionals, other: job application

Language(s):

English

Abstract:

"Personal Finance" is a simulation where participant teams make financial decisions from their first paycheck through their retirement. The goal of this standards-based unit is to make participants "money smart". Participants apply for jobs, compute paychecks, choose benefit packages, buy cars and houses, manage expenses, plan for retirement, and compute net worth.

Title:

66 Ways to Save Money

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, saving

Language(s):

English, Spanish

Abstract:

"66 Ways to Save Money" is published by the Consumer Literacy Consortium representing federal and state government, consumer groups, business, and educational institutions. This brochure disseminates money-saving shopping tips about 28 frequently purchased products to the roughly two-thirds of households who do not usually engage in a careful product search.

Title:

Taking the Scare Out of Auto Repair

Descriptors:

Automobile, budgeting, risk management

Language(s):

English

Abstract:

Offers tips to help consumers choose a repair shop and technician; explains repair charges and industry terms, and how to trouble-shoot repair problems.

Title:

To Be a Have or Have Not...the Choice is Yours

Descriptors:

Automobile, budgeting, credit management, insurance, investing, personal finance basics, risk management, saving

Language(s):

English

Abstract:

Developed as a means of changing young people's attitudes about money, this video and PowerPoint presentation come with a facilitator's guide, full script, and handouts. Based on the premise that the 'Haves' are the savers in our society and the 'Have Nots' are the spenders, the program provides basic information essential to developing positive money management habits.

Title:

Vehicle Repossession

Descriptors:

Automobile, consumer issues, working with financial institutions and professionals

Language(s):

English

Abstract:

Discusses your creditor's rights in seizing and reselling of your car for nonpayment, and explains deficiency—the difference between what you owe on your loan and what your creditor gets for reselling your car.

Title:

Your Money & Your Life
A Financial Education Curriculum for Limited-Resource Audiences

Descriptors:

Advantages of using mainstream financial institutions, debt management, avoiding money traps (including high-interest loans), job benefits, investing, public benefits (including effect of assets on eligibility for means-tested programs), taxes (including earned income credit, child credit, child care credit)

Language(s):

English (handouts, but not instructor manual, also in Spanish)

Abstract:

University of Illinois Extension collaborated with Illinois's Financial Links for Low-Income People coalition to develop this companion to Extension's "All My" curriculum to further meet the financial education needs of persons transitioning from welfare to work and other limited resource people. The result of this collaboration "Your Money & Your". The eight lessons cover: 1) Managing Debt, 2) Avoiding Money Traps, 3) Using Financial Institutions, 4) Choosing Insurance, 5) Learning About Job Benefits, 6) Making Money With Money, 7) Taking Advantage of Public Benefits, and 8) Understanding Taxes.

Title:

Four Cornerstones of Financial Literacy

Descriptors:

Automobile, banking, budgeting, consumer issues, credit management, homeownership, insurance, investing, personal finance basics, record keeping, retirement planning, saving, taxes, working with financial institutions and professionals

Language(s):

English

Abstract:

The Four Cornerstones curriculum builds 'financial literacy', i.e. the ability to speak the language of and function well in the culture of the mainstream U.S. financial world. The four cornerstones are: 1. Budgeting to create savings; 2. Debt reductionand asset building; 3. Building a good credit rating; and 4. Consumer protection and financial institutions.